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Georgia Real Estate Math Drill

11 mixed math questions with no topic labels, because the exam does not label them either. Every answer shows the working step by step and states the rule. Free, no sign-up.

1 / 11Financing

A buyer purchases at $250,000 with $50,000 down. What is the loan-to-value ratio?

34% of the real exam is Georgia law. 52 of 152 questions.

Why candidates lose math marks

Almost nobody fails Georgia exam math because they cannot multiply. They fail because they pick the wrong setup. A stem gives a sale price and a loan amount, and the transfer tax applies to one while the intangible recording tax applies to the other. Get that choice wrong and the arithmetic is irrelevant.

The three Georgia-specific setups that do the most damage:

Transfer tax follows the sale price, at $1 per $1,000.
Intangible recording tax follows the loan amount, not the price.
Property tax applies millage to 40% of fair market value, never to the full value.

Full worked formulas are on the math formulas page, and the calculators let you check a number without doing it by hand.

About the math drill

Facts checked against the current PSI Candidate Information Bulletin and GREC sources. Last reviewed August 2026. Editorial standards.

Why are the questions not grouped by topic?

Because the exam does not group them either. If you know a question is a proration problem before you read it, you are practising arithmetic. The skill worth building is recognising which setup applies when nobody tells you.

Can I use a calculator?

Yes, and you should. A basic calculator is provided at the test center, and personal programmable calculators are not permitted, so practise with something simple.

What Georgia math is unique to this state?

The transfer tax at $1 per $1,000 of the sale price, the intangible recording tax on the loan amount, and the 40% assessment ratio applied before millage. A national math sheet covers none of the three.