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10-Question National Practice Check for Georgia

Try 10 national real estate questions across seven topics. This short sample is not weighted like the licensing exam and does not cover every national area. Use it to practice applying a rule, check your reasoning, and choose a lesson to revisit.

Facts checked against the current PSI Candidate Information Bulletin and GREC sources.

10 questions, all freeNo sign-upExplanations and repair links
1 / 10Test mode

A buyer discovers the mineral rights were severed years earlier. The MOST important consequence is that:

Filled circles are answered. A dot means marked for review. Choose a number to return and change an answer.

34% of the real exam is Georgia law. 52 of 152 questions.

Read, reason, review

All 10 questions and explanations

Studying instead of taking a test? Open any question to read its choices, the answer, and the reason each option is right or wrong. The numbering matches the public set above.

For a useful score, finish the test above before opening these answers. These are original practice questions based on published topics and sources.

1. A buyer discovers the mineral rights were severed years earlier. The MOST important consequence is that:Property Ownership. Open choices and explanation.
  1. A.The surface parcel cannot lawfully be conveyed
  2. B.The buyer still owns everything lying beneath
  3. C.The severance ends when the surface is sold
  4. D.Another party may have rights to access and extract

Answer D: Another party may have rights to access and extract

Once mineral rights are severed, they are a separate estate that does not pass with the surface. The mineral owner generally has an implied right to use as much of the surface as extraction reasonably requires, which a buyer planning to build needs to know before closing.

Why each choice works or fails

  • A. Severance splits the estates but leaves the surface fully conveyable.
  • B. Candidates assume land ownership reaches to the center of the earth. After severance, the minerals belong to someone else.
  • C. A severance is permanent unless reunited by conveyance, and it survives later surface sales.
  • D. Correct. The mineral owner may have rights to reach and remove the minerals.

Rule to remember: Severed mineral rights stay with their owner, who may keep a right to reach and remove them.

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2. A contract to commit an unlawful act is:Contracts. Open choices and explanation.
  1. A.Voidable
  2. B.Valid until challenged
  3. C.Void
  4. D.Unenforceable but valid

Answer C: Void

Illegality destroys the legal-purpose element, so no contract ever formed. Courts will not enforce it, will not reform it, and generally will not help either party recover what they put in.

Why each choice works or fails

  • A. Voidable implies a valid contract, which illegality prevents.
  • B. It was never valid, so it does not await a challenge.
  • C. An unlawful object means no contract came into existence.
  • D. The agreement is not merely unenforceable but a nullity.

Rule to remember: An agreement to do something illegal is void; it lacks the legal-purpose element from the start.

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3. Under BRRETA, the brokerage engagement is between the client and:Agency. Open choices and explanation.
  1. A.The individual agent
  2. B.The closing attorney
  3. C.The agent and the broker jointly
  4. D.The broker

Answer D: The broker

The brokerage engagement runs to the broker, and affiliated agents act on the broker's behalf. That is why designated agency works inside one firm, and why an agent who changes firms does not automatically take the client relationship along.

Why each choice works or fails

  • A. The agent signs and does the work, but acts for the broker. The engagement is not with the agent personally.
  • B. In Georgia the closing attorney handles the closing but is not a party to the brokerage engagement.
  • C. The agent is not a co-party. The engagement is with the broker alone, and the agent acts under it.
  • D. Correct. The client engages the broker.

Rule to remember: The engagement belongs to the broker, not the agent.

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4. A buyer purchases a $225,000 home with a $180,000 loan. What does one discount point cost?Financing. Open choices and explanation.
  1. A.$180
  2. B.$18,000
  3. C.$2,250
  4. D.$1,800

Answer D: $1,800

A discount point is 1 percent of the loan amount, paid at closing to lower the interest rate. The price is a distractor: 1 percent of the $180,000 loan is $1,800.

Why each choice works or fails

  • A. $180 treats a point as 0.1 percent of the loan.
  • B. $18,000 treats a point as 10 percent.
  • C. $2,250 is 1 percent of the price, not the loan.
  • D. Correct. 1% of the $180,000 loan is $1,800.

Work it through

  1. One point = 1% of the loan
  2. $180,000 x 0.01 = $1,800

Rule to remember: A point is 1% of the loan, never 1% of the price.

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5. Monthly principal and interest is $1,680. Annual property tax is $4,200 and annual homeowners insurance is $1,500. What is PITI?Real Estate Calculations. Open choices and explanation.
  1. A.$1,805
  2. B.$2,030
  3. C.$2,155
  4. D.$7,380

Answer C: $2,155

Monthly tax is $350 and monthly insurance is $125. Add both to $1,680.

Why each choice works or fails

  • A. Wrong. Omits monthly taxes.
  • B. Wrong. Omits monthly insurance.
  • C. Correct. $1,680 + $350 + $125.
  • D. Wrong. Adds annual tax and insurance to monthly P and I.

Work it through

  1. $4,200 / 12 = $350 tax
  2. $1,500 / 12 = $125 insurance
  3. $1,680 + $350 + $125 = $2,155

Rule to remember: Convert annual taxes and insurance to monthly before adding them to monthly P and I.

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6. The final walk-through before closing is primarily intended to let the buyer:Transfer of Title. Open choices and explanation.
  1. A.Conduct a full professional inspection of all systems
  2. B.Take possession of the property before closing
  3. C.Renegotiate the purchase price one final time
  4. D.Confirm condition and that agreed repairs were done

Answer D: Confirm condition and that agreed repairs were done

The final walk-through lets the buyer verify that the property is in the agreed condition and that promised repairs were done. It is not a second inspection or a chance to renegotiate, though a real problem found during it must be addressed before closing.

Why each choice works or fails

  • A. Candidates treat it as a last inspection, but full inspections happen earlier in the due diligence period.
  • B. Possession follows closing unless the contract says otherwise.
  • C. The walk-through is for verification, not for reopening the price.
  • D. Correct. It confirms condition and completed repairs.

Rule to remember: The final walk-through confirms condition and completed repairs. It is not a new inspection or renegotiation.

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7. A jurisdiction taxes only the consideration net of an assumed loan that survives the sale. A $520,000 sale with a $195,000 assumed loan is taxed on:Real Estate Calculations. Open choices and explanation.
  1. A.$715,000
  2. B.$520,000
  3. C.$195,000
  4. D.$325,000

Answer D: $325,000

Subtract the surviving encumbrance from the consideration: $520,000 - $195,000 = $325,000. The assumed loan is excluded rather than taxed. Georgia's transfer tax works this way: liens existing before the sale and not removed by it are excluded.

Why each choice works or fails

  • A. Wrong. $715,000 adds the loan to the price.
  • B. Wrong. $520,000 ignores the exclusion.
  • C. Wrong. $195,000 taxes the excluded amount instead.
  • D. Correct. $520,000 less the $195,000 assumed loan.

Work it through

  1. $520,000 - $195,000 = $325,000 taxable consideration

Rule to remember: When an assumed loan is excluded, the transfer tax base is price minus the loan that survives the sale.

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8. Ruben Salas, a buyer's agent, gets an email from the closing attorney's address changing the wire instructions the day before closing. Ruben should:Contracts. Open choices and explanation.
  1. A.Verify by phone using a previously known number
  2. B.Follow the new instructions since the address matches
  3. C.Forward it to the buyer to handle personally
  4. D.Reply to the email asking for confirmation

Answer A: Verify by phone using a previously known number

Sender addresses are trivially spoofed and email accounts are frequently compromised, so the display address proves nothing. Calling a number obtained earlier from an independent source breaks the attacker's control of the channel. Replying does not, because the reply goes to the attacker.

Why each choice works or fails

  • A. Correct. Out-of-band verification defeats a compromised email channel.
  • B. A matching address is exactly what a spoofed message shows.
  • C. Handing a suspected fraud to the buyer unverified leaves the risk in place.
  • D. A reply travels the same compromised channel to the attacker.

Rule to remember: Verify any change to wire instructions by calling a phone number you already had, never one in the email.

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9. A buffer zone in a zoning scheme is intended to:Land Use Controls and Regulations. Open choices and explanation.
  1. A.Reserve land for future government acquisition
  2. B.Prohibit all construction within a defined strip
  3. C.Increase permitted density at a district boundary
  4. D.Separate incompatible uses with a transitional area

Answer D: Separate incompatible uses with a transitional area

A buffer zone is a strip of lower-intensity use, landscaping, or open space that eases the transition between incompatible districts, such as industrial land next to housing. It softens the impact on both sides of the boundary.

Why each choice works or fails

  • A. Reserving land for public acquisition is a different tool, not a buffer.
  • B. A buffer need not be a completely undeveloped strip; the applicable controls may allow landscaping or lower-intensity uses.
  • C. Buffers lower intensity at the boundary; they do not raise density.
  • D. Correct. A buffer is a transitional area between incompatible uses.

Rule to remember: A buffer zone is a transitional strip of lower-intensity use between incompatible districts.

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10. A seller signs a valid purchase contract, then refuses to close because a higher offer arrived. The buyer wants the house, not money. Which remedy should the buyer ask the court for?Contracts. Open choices and explanation.
  1. A.Liquidated damages
  2. B.Compensatory damages
  3. C.Rescission
  4. D.Specific performance

Answer D: Specific performance

Courts treat every parcel of real property as unique, so money often cannot replace the particular house a buyer contracted for. Specific performance is the remedy that orders the breaching seller to go through with the conveyance.

Why each choice works or fails

  • A. Liquidated damages are a preset sum of money, often the earnest money. That is a payment, not the house.
  • B. Compensatory damages pay for the buyer's loss in money. Candidates pick it as the default remedy, but it does not deliver the property.
  • C. Rescission cancels the contract and returns the parties to where they started, the opposite of what this buyer wants.
  • D. Correct. Specific performance orders the seller to convey the property as agreed.

Rule to remember: Land is unique, so a court can order specific performance: the seller must convey, not just pay.

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What does this assessment cover?

This sample has 3 Contracts questions, 2 Calculations questions, and 1 each in Ownership, Agency, Financing, Transfer of Title, and Land Use. Valuation, Disclosures, Property Management, and Practice of Real Estate are outside this sample. The published national outline contains 11 areas; continue with those lessons as well.
Question coverage in this assessment
Official content areaPublished weightQuestions hereComplete lesson
Property Ownership10% of the national portion1Study Property Ownership
Contracts19% of the national portion3Study Contracts
Agency13% of the national portion1Study Agency
Financing10% of the national portion1Study Financing
Real Estate Calculations7% of the national portion2Study Calculations
Transfer of Title6% of the national portion1Study Transfer of Title
Land Use Controls and Regulations5% of the national portion1Study Land Use

The Georgia-specific distinction

The national test teaches portable principles. When a Georgia stem changes the security instrument, agency relationship, tax, closing professional, or license-law duty, the Georgia rule controls that separate question.

Worked result example

If you miss the only Land Use question, the topic result is 0 of 1. That tells you to review the rule, not that you know nothing about Land Use. Try several fresh questions after studying before deciding where the topic belongs in your plan.

Common exam traps

  • Overstudying Contracts only because it is the largest area.
  • Ignoring a small area because it contributes fewer questions.
  • Treating the percentage weight as a guaranteed order on screen.
  • Assuming a national principle overrides an express Georgia rule.

Ready to move on?

  1. Score the set before opening notes.
  2. Explain the winning rule without repeating the answer choice.
  3. Classify every miss as knowledge, distinction, wording, math setup, or timing.
  4. Repair the weakest official area, then answer a fresh set on another day.
  5. Move on only when the result is stable and guesses are being marked as gaps.

Recommended next lesson

Preview the 100-question national simulation. Use the result above to choose the first lesson or drill rather than following a generic order.

Assessment integrity

The questions are original and mapped to the current PSI outline. This is a complete free practice set. Pass Georgia adds a larger question bank, saved progress, and continued review. PSI says practice exams help candidates become familiar with general question types, but they do not replace education and a good practice score does not guarantee an examination outcome. This page reports evidence, not a pass probability.

About this practice set

Facts checked against the current PSI Candidate Information Bulletin and GREC sources.

Are these actual PSI exam questions?

No. Every item is original, written from the current published outline and primary sources. No question is copied, recalled, reconstructed, or represented as a live PSI item.

Does this score predict whether I will pass?

No. One practice result is evidence about this question sample. Use the area breakdown, review guesses as well as misses, and confirm improvement with fresh questions on another day.

What should I do after the result?

Open the explanation for every miss and guess, restate the rule, use the linked repair lesson, then continue with the next lesson: Preview the 100-question national simulation.

Is the assessment free?

Yes. It has no email gate, account requirement, or card. Pass Georgia is the next step for the complete bank, saved mastery, spaced review, and adaptive recommendations.