Skip to content
Pass Georgia

Study Strategy

The Last 48 Hours Before Your Georgia Exam

Two days out, learning new material costs more than it returns. Here is what is worth doing instead, and what to have ready before you leave the house.

5 min readUpdated

Quick answer

Stop learning new content. Spend the remaining time on the Georgia-specific rules that differ from the national default, the formulas and which base each one takes, and a single timed practice set to keep your pacing calibrated. Confirm your identification and your appointment the night before, and sleep.

The two days before the exam are the least productive study time you will have and the easiest to waste. What you can still change is small, specific and worth doing well.

What is worth doing

Review the Georgia differences, not everything. The state supplement is where prepared candidates still lose marks, because national material taught them a rule that is wrong here. That list is short:

  • The security instrument is a security deed, and the lender holds legal title.
  • The closing is run by an attorney, not a title or escrow company.
  • Transfer tax is charged on the sale price, intangible recording tax on the loan.
  • Property is assessed at 40 percent of fair market value.
  • Two or more owners take as tenants in common unless the deed says otherwise, and Georgia has no tenancy by the entirety.
  • Foreclosure is non-judicial, first Tuesday of the month, with no redemption after the sale.
  • BRRETA governs client and customer, and dual agency needs written consent.

The cram sheet has these in one place, and each has a full guide behind it if a line does not make sense.

Rehearse the formulas by base, not by shape. You almost certainly know that value equals income divided by cap rate. What loses marks is applying a formula to the wrong number. Write out each formula with the base it takes beside it: transfer tax on price, intangible on the loan, millage on assessed value, loan to value on the lesser of price or appraised value.

Do one timed set, not five. One mixed, timed set the day before tells you whether your pacing is intact. More than that produces fatigue you will still be carrying.

Read your wrong-answer list. If you kept one, this is the moment it pays for itself.

What is not worth doing

Starting a topic you have avoided. Two days is not enough to build competence in an area you have been putting off, and the attempt tends to shake confidence in what you do know.

Cramming past your normal bedtime. Sleep consolidates what you studied. Trading it for another hour of review is a bad exchange twice over, because you also arrive tired.

Reading forum posts about how hard the exam is. They are unrepresentative by construction. People who pass rarely post about it.

Worth knowing

Do not put weight on a specific passing percentage you read somewhere. GREC sets the passing standard by psychometrically sound methods and publishes it before each administration, so a flat number quoted online is not coming from a source. Aim to be comfortably competent across every area rather than to clear an invented threshold.

The night before

Practical, and the part people forget until the morning.

  • Confirm the appointment time and the test centre location. Check the travel time at the hour you will actually be travelling, which in Atlanta is not the same as at any other hour.
  • Put out your identification. Check the requirements in your PSI confirmation and make sure the name matches your registration.
  • Charge your phone, set two alarms, and decide what you are eating.
  • Put the study material away. If you cannot remember it now, you will not learn it at eleven at night.

The exam day checklist covers what to bring and what the centre allows, and the scheduling page covers rescheduling if something has gone wrong.

On the day

Arrive early enough that traffic is not part of your morning. Expect the check-in process to take longer than you think.

In the exam itself, three habits carry more weight than anything you revise the day before:

Read the last line first. Know what is being asked before you absorb the scenario.

Answer everything. There is no penalty for a wrong answer, so an unanswered item is a guaranteed loss where a guess is not.

Do not audit your pace constantly. Check the clock at a few fixed points rather than after every question. Continuous checking costs time and raises anxiety without changing anything.

If it goes wrong, it is recoverable. Georgia does not make you wait a fixed period before retesting, and the failed exam page has the recovery plan.

Check yourself

1. Which is the best use of the day before the exam?

  • A. Starting the content area you have been avoiding
  • B. Reviewing the Georgia rules that differ from the national default
  • C. Completing four full timed mock exams
  • D. Reading candidate forums for last-minute tips
Show the answer

Answer: B. The state-specific differences are short, high value, and exactly where prepared candidates still lose marks. New material and excessive mocks both cost more than they return.

2. In Georgia, which number does the intangible recording tax apply to?

  • A. The sale price
  • B. The assessed value
  • C. The face amount of the note
  • D. The seller's net proceeds
Show the answer

Answer: C. The intangible recording tax is charged on the loan. Transfer tax is the one charged on the sale price.

3. What should a candidate do with a question they cannot answer?

  • A. Leave it blank to avoid a penalty
  • B. Eliminate what they can and guess
  • C. Spend the time needed to reason it out fully
  • D. Answer it last, after reviewing every other item twice
Show the answer

Answer: B. There is no penalty for a wrong answer, so eliminating and guessing always beats leaving an item unanswered.

4. Two or more people take title to a Georgia property and the deed says nothing about survivorship. What do they hold?

  • A. Joint tenancy with survivorship
  • B. Tenancy by the entirety
  • C. Tenancy in common
  • D. Community property
Show the answer

Answer: C. Georgia presumes tenancy in common unless the deed expressly creates survivorship, and it does not recognise tenancy by the entirety.

FAQ

How long is the Georgia exam?

The current PSI bulletin does not state an examination time limit, and we have asked PSI to confirm the figure rather than repeat one we cannot source. Your appointment confirmation is the reliable place to check.

Can I retake it quickly if I fail?

You cannot book a new appointment on the same day you tested, but you can call the following day and retest as soon as space allows. The bulletin gives the example of testing on a Wednesday and retesting as soon as the Friday.

Should I study the morning of the exam?

A quick look at the Georgia differences and the formula bases is fine. Anything longer competes with the calm you want to walk in with.

What if I have to reschedule?

Do it through PSI as early as you can, since the change may carry conditions. The scheduling page covers the process.

Sources

How this page is kept honest

Exam facts on this page are checked against the PSI Candidate Information Bulletin and GREC rules, not against other prep sites. Where a claim has no primary source, we say so instead of repeating it. Last reviewed August 2026.

Facts checked against the current PSI Candidate Information Bulletin and GREC sources. Last reviewed August 2026. Editorial standards.