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Georgia Real Estate Math Calculators

Fifteen calculators covering every computation the Georgia exam asks for, each showing the working underneath the answer. The three Georgia-specific ones carry a note about the trap they exist to prevent. Free, no sign-up.

Georgia transfer tax

Tax on the sale price, paid at closing.

Result

$285.00

$285,000.00 / 1,000 = 285.00, x $1.00

Georgia: Follows the sale price. Do not confuse it with the intangible tax on the loan.

Intangible recording tax

Tax on the loan amount, not the price.

Result

$960.00

Commonly $1.50 per $500 of the loan. Confirm the current rate before relying on it.

Georgia: Follows the loan. A stem giving both numbers is testing exactly this.

Assessed value

Georgia assesses at 40% of fair market value.

Result

$120,000.00

$300,000.00 x 0.40

Georgia: Apply the 40% ratio before millage, never after.

Property tax

Millage applied to the assessed value.

Result

$3,000.00

$300,000.00 x 0.40 = $120,000.00, / 1,000 x 25

Georgia: Assessed value first, then millage. Skipping the ratio is the classic error.

Commission

Total commission on a sale price.

Result

$20,400.00

$340,000.00 x 6%

Seller net to sale price

What the property must sell for to net a target.

Result

$297,872.34

$280,000.00 / 0.94. Divide, never add the rate.

Loan-to-value

Loan divided by value.

Result

80.00%

$200,000.00 / $250,000.00

Discount points

One point is 1% of the loan.

Result

$1,800.00

$180,000.00 x 1%. Points follow the loan, not the price.

Capitalisation rate

Net operating income over value.

Result

8.00%

$48,000.00 / $600,000.00. Use NOI, never gross rent.

Gross rent multiplier

Price divided by gross rent.

Result

10.00

$240,000.00 / $24,000.00

Proration

Annual amount split by days owned, 360-day year.

Result

$900.00

$3,600.00 / 360 x 90

Georgia: Taxes paid in arrears mean the seller credits the buyer.

Monthly principal and interest

Fully amortising payment.

Result

$1,199.10

Principal and interest only. Taxes and insurance are on top.

Acreage

Square feet to acres.

Result

10.00 acres

660 x 660 = 435,600 sq ft, / 43,560

Down payment

Price less loan.

Result

$50,000.00

$250,000.00 - $200,000.00

Profit or loss

Percentage change on the original amount.

Result

25.00%

($250,000.00 - $200,000.00) / $200,000.00

The three Georgia calculations that catch people

Transfer tax applies to the sale price at $1 per $1,000. Intangible recording tax applies to the loan amount. Property tax applies millage to 40% of fair market value, not the full value. Exam questions routinely give you every number needed to get all three wrong.

Use these to check yourself, not to replace the working. On exam day you get a basic calculator and no notes, so the setup has to come from memory. The math drill practises exactly that, and the formulas page lists every one with a worked example.

Using the calculators

Facts checked against the current PSI Candidate Information Bulletin and GREC sources. Last reviewed August 2026. Editorial standards.

Can I use these on exam day?

No. A basic calculator is provided at the test center and personal devices are not permitted. Use these while studying to check your setup, then practise doing it by hand.

Which calculations are Georgia-specific?

Transfer tax on the sale price, intangible recording tax on the loan, and the 40% assessment ratio before millage. Everything else is standard national math.

Why does each calculator show its working?

Because the exam tests setup selection, not arithmetic. A number without the method behind it does not teach you anything you can use under time pressure.