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National area IX · 6%

Transfer of Title: Georgia Exam Study Guide

Transfer of Title is 6% of the national salesperson portion. PSI tests deed types, title insurance and searches, marketable and insurable title, when ownership transfers, recordation, settlement procedures and participants, home and new-construction warranties, and special issues in foreclosure, short-sale, and probate transfers.

Facts checked against the current PSI Candidate Information Bulletin and GREC sources.

What is tested in Transfer of Title?

Official exam facts for Transfer of Title
Official PSI areaTransfer of Title
Exam portionNational portion
Published weight6% of the national portion
Published salesperson branches4
Source editionPSI Georgia Candidate Information Bulletin dated July 1, 2026

The Rule

The 6% weight covers the whole transfer branch. Deeds, title, closing, and special transfers do not have separately published salesperson weights.

Why this area matters

Transfer questions follow the title chain. Identify the deed, the interest conveyed, delivery and acceptance, any title defect, the purpose of recording, and the special process affecting the sale.

Complete official content outline

Start with the salesperson branches below. Any broker-only material or additional Georgia review is labeled separately and is not included in the branch count above.

A. Types of deeds

Compare the interest and warranties conveyed, not merely the document's name.

  • General warranty deed
  • Special warranty deed
  • Bargain and sale deed
  • Quitclaim deed
  • Deeds used by fiduciaries or under special authority

B. Title insurance and searches

Distinguish investigation of the public record from protection against covered title loss.

  • Title searches
  • Owner and lender title policies
  • Potential title defects and resolutions
  • Marketable title
  • Insurable title

C. Closing process

Know what makes the transfer effective and why closing and recordation are separate events.

  • Delivery and acceptance
  • When ownership becomes effective
  • Recordation and constructive notice
  • Settlement procedures and participants
  • Home warranties and new-construction warranties

D. Special processes

Identify the extra approval, lien, timing, title, or authority issue attached to the transfer.

  • Foreclosed-property transfers
  • Short-sale transactions
  • Probate transactions

Complete lesson sequence

Work through these lessons in order if the topic is new. If you missed a practice question, go straight to the lesson that explains the rule you need.

High-value distinctions and exam traps

Use these after the complete lesson sequence. Each comparison puts easily confused terms into the same decision table, then tests the key fact in a new scenario.

Georgia-specific distinction

Georgia real estate closings must be conducted by a Georgia-licensed attorney. The attorney must control the legal work from beginning to end. Formal Advisory Opinion 23-1 allows participation by live video under its safeguards; it does not by itself authorize remote notarization. Georgia financing also commonly uses a security deed, so do not confuse the closing deed conveying ownership to the buyer with the security instrument supporting the buyer's loan.

Worked example: Transfer and notice are different events

Scenario. A seller signs a deed, delivers it to the buyer, and the buyer accepts it. The deed is recorded the next business day.

Reason it through. Delivery and acceptance can make the conveyance effective between the parties before recordation. Recording places the document in the public record and supplies constructive notice. The trap is assuming recording is always the act that first creates the transfer between grantor and grantee.

Common exam traps

  • Treating a quitclaim deed as proof of good title
  • Confusing a title search with a title insurance policy
  • Assuming marketable and insurable title mean exactly the same thing
  • Treating recordation and delivery as the same event
  • Confusing the deed to the buyer with Georgia's security deed to secure the loan

Original practice questions with explanations

Answer each question before opening the explanation. These are original instructional questions mapped to the official outline. They are not copied from PSI or a live exam.

Question 1

Which deed generally conveys whatever interest the grantor has without warranties of title?

  1. A. General warranty deed
  2. B. Special warranty deed
  3. C. Quitclaim deed
  4. D. Security deed
Show answer and explanation →

Answer: C. Quitclaim deed

A quitclaim deed releases the grantor's interest, if any, without title warranties. It does not prove the grantor had a valid interest.

Question 2

What is the principal public-notice effect of recording a deed?

  1. A. Actual notice to every resident
  2. B. Constructive notice
  3. C. A title warranty
  4. D. Loan approval
Show answer and explanation →

Answer: B. Constructive notice

Proper recordation gives constructive notice to the world. It does not replace delivery, insure title, or create a warranty.

Question 3

Who must conduct a Georgia real estate closing involving conveyancing?

  1. A. Any commissioned notary
  2. B. The listing salesperson
  3. C. A Georgia-licensed attorney
  4. D. The lender's processor
Show answer and explanation →

Answer: C. A Georgia-licensed attorney

Georgia treats conveyancing and title opinions as legal work. A Georgia-licensed attorney must conduct the closing and control the legal work; merely witnessing signatures is not enough.

Ready to move on?

You are ready to leave this area when everything below is true.

  • I can explain every official branch in plain English without notes.
  • I can identify the Georgia distinction before reading the answer choices.
  • I can solve a new scenario and state which fact controlled the answer.
  • I can explain why each tempting distractor is wrong.
  • I meet my accuracy target in mixed practice on at least two different days.
  • I know which lesson to reopen when this area weakens.

Related lessons

Recommended next lesson

Continue with Practice of Real Estate. Add federal conduct, advertising, funds, and supervision rules.

Transfer of Title questions

Facts checked against the current PSI Candidate Information Bulletin and GREC sources.

Is Transfer of Title on the Georgia real estate exam?

Yes. PSI assigns it 6% of the national portion. It is one of the 14 official salesperson content areas in the July 1, 2026 Georgia Candidate Information Bulletin.

What topics are in Transfer of Title?

The salesperson outline covers Types of deeds, Title insurance and searches, Closing process, Special processes. PSI publishes a weight for the whole area, not a separate weight for each topic.

What Georgia distinction matters for Transfer of Title?

Georgia real estate closings must be conducted by a Georgia-licensed attorney. The attorney must control the legal work from beginning to end. Formal Advisory Opinion 23-1 allows participation by live video under its safeguards; it does not by itself authorize remote notarization. Georgia financing also commonly uses a security deed, so do not confuse the closing deed conveying ownership to the buyer with the security instrument supporting the buyer's loan.

How do I know I have mastered Transfer of Title?

You should be able to explain every branch without notes, solve a new scenario, identify the Georgia distinction, reject plausible distractors, and maintain your target accuracy in mixed practice on more than one day.