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National portion

National Real Estate Exam Study Guide for Georgia Candidates

The national portion has 100 scored questions across 11 PSI areas. Contracts, Agency, and Practice of Real Estate make up 44% of it. Learn those high-weight systems first, but flag every place Georgia law changes the answer, especially agency, security instruments, closing, taxes, advertising, and brokerage practice.

Facts checked against the current PSI Candidate Information Bulletin and GREC sources. Last reviewed August 2, 2026. Editorial standards.

What is on the national portion?

The national salesperson outline covers Property Ownership 10%, Land Use 5%, Valuation 8%, Financing 10%, Contracts 19%, Agency 13%, Disclosures 7%, Property Management 3%, Transfer of Title 6%, Practice of Real Estate 12%, and Calculations 7%.
National real estate exam areas and study focus
Official areaWeightComplete lesson scopeGeorgia checkpoint
Contracts19%Contract formation, validity, enforceability and Statute of Frauds; Offers, acceptance, execution, electronic signatures and termination; Purchase, lease, option and lease-purchase agreements; Contingencies, addenda, amendments, multiple offers and counteroffersLearn the national rule, then verify whether Georgia adds a tested distinction.
Agency13%Agency and non-agency relationships and how they begin and end; Listing, buyer and tenant representation agreements; Agent duties to clients and duties to customers; Agency, conflict and self-interest disclosuresCompare every relationship and duty with BRRETA.
Practice of Real Estate12%Federal Fair Housing Act, protected classes and prohibited conduct; ADA, antitrust, Do Not Call, social media and advertising; Confidential information, funds, due diligence and supervisionAdd GREC advertising, supervision, and license-law rules.
Property Ownership10%Real and personal property and conveyances; Land characteristics, legal descriptions and measurement; Liens, easements, encroachments and other encumbrances; Sole, co-, common-interest, trust, entity and life-estate ownershipLearn the national rule, then verify whether Georgia adds a tested distinction.
Financing10%Loan terms, underwriting, notes and security-instrument clauses; Conventional, government, adjustable, balloon and specialty loans; RESPA, TILA, TRID, ECOA and the lending processCompare mortgages and deeds of trust with Georgia security deeds.
Valuation and Market Analysis8%Appraisal purpose, process and unauthorized appraisal practice; Economic principles and property characteristics affecting value; Sales comparison, cost and income approaches; CMA, BPO, AVM and appraisal distinctionsLearn the national rule, then verify whether Georgia adds a tested distinction.
Real Estate Calculations7%Seller net proceeds, buyer cash, prorations and transfer fees; PITI estimates; Equity, capitalization rate, LTV, discount points and origination feesAdd Georgia transfer, intangible, and assessed-value calculations.
Property Disclosures7%Property condition and inspection red flags; Environmental and government disclosures; Material facts and material defectsLearn the national rule, then verify whether Georgia adds a tested distinction.
Transfer of Title6%Types of deeds; Title searches, title insurance and title problems; Closing, recordation, warranties and transfer timing; Foreclosure, short-sale and probate transfersAdd Georgia attorney-closing and recordation rules.
Land Use Controls and Regulations5%Taxes, special assessments, eminent domain, condemnation and escheat; Government land-use controls; Deed restrictions, CC&Rs, condominium and owners association controlsLearn the national rule, then verify whether Georgia adds a tested distinction.
Property Management3%Tenant procurement, qualification, fair housing and ADA; Rent analysis, maintenance, reporting and risk management; Trust funds, management contracts and landlord-tenant dutiesLearn the national rule, then verify whether Georgia adds a tested distinction.

The best national study order

  1. Contracts, 19%. Build formation, enforceability, performance, breach, remedies, contingencies, and offer handling as one system.
  2. Agency, 13%. Master creation, authority, duties, disclosure, conflicts, termination, and non-agency roles.
  3. Practice of Real Estate, 12%. Fair housing, antitrust, advertising, Do Not Call, confidentiality, funds, and due diligence.
  4. Property Ownership and Financing, 10% each. These areas supply vocabulary and rules used in later scenario questions.
  5. Valuation, Disclosures, and Calculations, 8%, 7%, and 7%. Mix concepts with scenarios and worked math.
  6. Transfer, Land Use, and Property Management, 6%, 5%, and 3%. Lower weight does not mean optional.

Three worked distinction examples

Agency

A national question may ask which fiduciary duties an agent owes a principal. A Georgia version may first ask whether a written brokerage engagement exists. Without that status decision, you may assign client duties to a customer.

Financing and title

A national course may use mortgage as a generic word. On the Georgia supplement, the legal instrument and title implications of a security deed matter. Learn the national loan concepts, then store the Georgia instrument separately.

Calculations

National transfer-fee questions test the calculation method. Georgia adds two easily confused bases: transfer tax follows the taxable consideration, while intangible recording tax follows the secured debt. Name the base before calculating.

Common national-portion traps

  • A valid contract is not automatically enforceable in every circumstance.
  • An appraisal is not the same product as a CMA or BPO.
  • An easement is a nonpossessory interest, while a license is generally permission.
  • Market value, market price, assessed value, and investment value are not synonyms.
  • Alienation and acceleration clauses solve different lender risks.
  • Federal fair housing rules and ADA accessibility rules overlap in purpose but not in scope.
  • EXCEPT, NOT, BEST, FIRST, and MOST change the decision you are being asked to make.

Mastery standard

For each area, require a plain-English explanation, one new application scenario, one Georgia comparison, mixed practice above your target, and a confidence score that matches accuracy. Use practice by topic while learning, then mixed practice. Pair the national guide with the Georgia state guide.

National portion questions

Facts checked against the current PSI Candidate Information Bulletin and GREC sources. Last reviewed August 2, 2026. Editorial standards.

How many questions are on the national portion in Georgia?

100 scored questions across 11 content areas. PSI publishes a percentage weight for each area, and the weights total 100%.

Which national topics matter most?

Contracts is 19%, Agency is 13%, and Practice of Real Estate is 12%. Together they represent 44% of the national portion. Property Ownership and Financing add another 20%.

Should Georgia candidates use a national question bank?

Yes for the national principles, but never as the complete plan. It cannot teach the 52-question Georgia supplement or reliably flag where Georgia law changes the national default.

How should I divide study time between national topics?

Combine official weight with your diagnostic accuracy. High weight plus low accuracy comes first. Low weight plus high accuracy gets maintenance review, not a full restudy.