What is the exam-ready distinction?
| Roadmap post | 216 of 500 |
|---|---|
| Official syllabus topic | Transfer of Title: Deed Types, Covenants, and Georgia Conveyances |
| Official PSI area | Transfer of Title |
| Published weight | 6% of the 100-question national portion |
| Source edition | PSI Georgia Candidate Information Bulletin dated July 1, 2026 |
| Content checked through | August 2, 2026 |
The Rule
PSI publishes a weight for the complete official area, not a guaranteed count for this individual comparison. Use the source, document, actor, event, and timing stated in the question before applying a memorized definition.
Side-by-side comparison
Read across each row. The terms are deliberately compared on identical dimensions so the difference remains clear when the exam hides the vocabulary inside a scenario.
| Decision dimension | General warranty deed | Limited warranty deed | Quitclaim deed |
|---|---|---|---|
| What is conveyed | The described title with broad warranties | The described title with warranties limited to the grantor's period or acts | Whatever interest the grantor has, if any |
| Warranty scope | Claims arising before and during the grantor's ownership as the deed provides | Claims by, through, or under the grantor as the deed provides | No title warranty |
| Risk allocation | Broadest grantor warranty of the three | Narrower grantor warranty | Grantee accepts the greatest title risk |
| Exam clue | Defend against claims of all persons | Defend only claims connected to this grantor | Release or convey current interest without warranties |
Decision rule
Georgia-specific distinction
Worked example
Scenario. A Georgia deed says the grantor will warrant title only against claims arising by, through, or under the grantor.
Reason it through. The promise is limited to the grantor's own period and acts rather than all title history.
Answer. The deed uses a limited warranty rather than a general warranty.
Common exam traps
- Assuming quitclaim means defective title
- Treating deed warranties as property-condition warranties
- Calling limited warranty no warranty
- Ignoring the exact covenant language
Original practice questions with detailed explanations
These are original instructional questions mapped to the July 1, 2026 PSI outline. They are not copied from PSI or any live examination. Choose an answer before opening the explanation.
Question 1Which deed conveys the grantor's interest without a title warranty?
- A. Quitclaim deed
- B. General warranty deed
- C. Limited warranty deed
- D. Security deed
Show answer and explanation →
Answer: A. Quitclaim deed
Quitclaim deed is correct. A general warranty deed gives broad title covenants. A limited or special warranty deed limits the grantor's warranty, commonly to claims arising by, through, or under that grantor. A quitclaim deed conveys whatever interest the grantor has without promising that any title exists. A quitclaim deed can convey good title, but it does not warrant it. The remaining options, General warranty deed; Limited warranty deed; Security deed, do not match the controlling category or fact.
Question 2A Georgia deed says the grantor will warrant title only against claims arising by, through, or under the grantor.
- A. It is a general warranty against all persons.
- B. The deed uses a limited warranty rather than a general warranty.
- C. It is a quitclaim because the warranty is narrow.
- D. It guarantees the property has no physical defects.
Show answer and explanation →
Answer: B. The deed uses a limited warranty rather than a general warranty.
The promise is limited to the grantor's own period and acts rather than all title history. The supported conclusion is: The deed uses a limited warranty rather than a general warranty. The other choices replace those controlling facts with a neighboring concept or an unsupported absolute rule.
Question 3What should a candidate identify first when comparing General Warranty Versus Limited Warranty Versus Quitclaim Deed?
- A. The option with the longest definition, without classifying the facts.
- B. A memorized Georgia rule, even when the question asks for a national concept.
- C. Read the covenant language and ask what interest passes, which title periods or claims the grantor promises to defend, and whether any warranty exists.
- D. The answer that sounds most favorable to one party, regardless of the document or event.
Show answer and explanation →
Answer: C. Read the covenant language and ask what interest passes, which title periods or claims the grantor promises to defend, and whether any warranty exists.
Read the covenant language and ask what interest passes, which title periods or claims the grantor promises to defend, and whether any warranty exists. That sequence identifies the legal category before the label. Definition length ignores the facts, jurisdiction confusion answers a different question, and sympathy cannot replace the document, event, calculation, or governing rule.
Mastery tracking
Mark this distinction mastered only when every statement is true.
- Define every compared term without using the other term as the definition.
- Rebuild the comparison table from memory.
- State the decision rule and Georgia distinction without notes.
- Solve the worked example after changing one controlling fact.
- Explain why every trap and distractor is tempting but wrong.
- Answer all three original questions correctly in mixed practice on a later day.
Recommended next lesson
Continue with Foreclosure Versus Short Sale. Continue to roadmap comparison 217.
Return to the complete exam-concept library or the Transfer of Title hub.