What is the exam-ready answer?
| Roadmap lesson | 106 of 500 |
|---|---|
| Official syllabus topic | Deed Types and Requirements for Effective Transfer |
| Official PSI area | Transfer of Title |
| Published area weight | 6% of the 100-question national portion |
| Exam portion | National salesperson portion |
| Source edition | PSI Georgia Candidate Information Bulletin dated July 1, 2026 |
| Last verified | August 2, 2026 |
The Rule
PSI publishes the weight for the complete content area, not a fixed question count for this lesson. Learn the rule well enough to apply it when PSI changes names, numbers, or parties in a new scenario.
Complete lesson
Read each concept as part of one decision system. The exam often gives one accurate statement and three statements that belong to a nearby concept.
Parties and intent
The grantor must have capacity and the interest conveyed. The grantee must be identifiable, and delivery must show present intent for the deed to operate rather than a future wish.
Description and execution
The instrument must sufficiently identify the land and be signed and witnessed or acknowledged as required by the recording jurisdiction.
Warranty deeds
A general warranty deed gives broad title covenants extending through the chain. A special or limited warranty ordinarily limits covenants to the grantor's period of ownership.
Bargain-sale and quitclaim
A bargain-and-sale deed may imply ownership but provide limited warranties depending on jurisdiction. A quitclaim deed conveys whatever interest the grantor has, if any, without promising title quality.
Decision rule
Georgia-specific distinction
Worked example
Scenario. A grantor signs a deed and stores it in a desk, intending to decide next year whether to transfer it.
Reason it through. Signature alone does not establish present delivery and acceptance. The grantor retained control and future intent.
Answer. No effective transfer has occurred on these facts.
Common exam traps
- Treating recording as the only delivery
- Assuming quitclaim guarantees ownership
- Confusing title warranties with home warranties
- Using a street address as the only description
Original practice questions with detailed explanations
These questions were written for instruction and mapped to the current outline. They are not copied from PSI or any live examination. Choose an answer before opening the explanation.
Question 1Which deed conveys only the grantor's interest, if any, without title covenants?
- A. Quitclaim deed
- B. General warranty deed
- C. Trustee deed always
- D. Lease
Show answer and explanation →
Answer: A. Quitclaim deed
A quitclaim makes no promise that the grantor has title or that title is free of defects.
Question 2What is essential to make a signed deed presently operative?
- A. Delivery and acceptance with present intent
- B. A listing
- C. An appraisal
- D. Mortgage insurance
Show answer and explanation →
Answer: A. Delivery and acceptance with present intent
Delivery and acceptance complete the conveyance between the parties, subject to governing law.
Question 3Which deed usually gives the broadest title covenants?
- A. General warranty deed
- B. Quitclaim deed
- C. Bill of sale
- D. Option
Show answer and explanation →
Answer: A. General warranty deed
General warranty covenants generally extend beyond the grantor's ownership period.
Mastery tracking
Mark this lesson mastered only when every statement is true.
- State the direct answer and decision rule without notes.
- Explain every core concept in plain English.
- Solve the worked example after changing one important fact.
- Identify the Georgia distinction before reading answer choices.
- Answer all three questions correctly and reject every distractor.
- Repeat the topic in mixed practice on a later day.
Recommended next lesson
Continue with Title Searches, Title Insurance, and Title Problems. Continue to roadmap lesson 107 and build on this decision rule.
Return to the Transfer of Title hub to see every official branch and the complete lesson sequence for this content area.