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Property Disclosures Practice Questions Preview

This focused set tests Property Disclosures at salesperson level. Answer first, then use the rule and explanation to diagnose why each option wins or fails. Answer this 5-question public preview here, then continue the complete experience in Pass Georgia.

Facts checked against the current PSI Candidate Information Bulletin and GREC sources.

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1 / 5Study mode: Property Disclosures

A property in a designated flood zone MOST directly affects a buyer through:

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34% of the real exam is Georgia law. 52 of 152 questions.

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All 5 questions and explanations

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For a useful score, finish the test above before opening these answers. These are original practice questions based on published topics and sources.

1. A property in a designated flood zone MOST directly affects a buyer through:Property Disclosures. Open choices and explanation.
  1. A.Whether any lender may finance the purchase
  2. B.The zoning classification of the parcel
  3. C.The seller's duty to elevate before closing
  4. D.Flood insurance requirements and premiums

Answer D: Flood insurance requirements and premiums

When a property lies in a special flood hazard area and the loan is federally backed or regulated, the lender must require flood insurance. The premium can be large enough to change what a buyer can afford.

Why each choice works or fails

  • A. Candidates think a flood zone blocks financing, but lenders can lend there; they require flood insurance.
  • B. Zoning governs use and is set separately from flood hazard mapping.
  • C. Flood zone status does not by itself require a seller to elevate before selling.
  • D. Correct. Insurance requirements and premiums follow the designation.

Rule to remember: A flood zone designation drives lender flood insurance requirements and premiums.

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2. A seller of a 1955 home refuses to sign the lead-based paint disclosure. The licensee should:Property Disclosures. Open choices and explanation.
  1. A.Explain the federal disclosure duty before going on
  2. B.Sign the disclosure on the seller's behalf
  3. C.Proceed to closing and note the refusal in the file
  4. D.Advise the buyer to waive the disclosure in writing

Answer A: Explain the federal disclosure duty before going on

For housing built before 1978, federal law requires the seller to disclose known lead-based paint information, provide the EPA pamphlet, and sign the disclosure before the buyer is bound. The listing agent must inform the seller of these duties and ensure compliance, so a licensee whose seller still refuses should not proceed with the sale. The buyer may waive the 10-day inspection opportunity in writing; nobody may waive the disclosure itself.

Why each choice works or fails

  • A. Correct. The agent must inform the seller of the duty and ensure the disclosure is made, or step away.
  • B. Signing for the seller is falsification and does not satisfy the rule.
  • C. Candidates think documenting a refusal protects them, but it leaves the violation in place.
  • D. The buyer may waive the 10-day inspection opportunity, not the seller's disclosure.

Rule to remember: Pre-1978 housing sellers must give the lead disclosure. Agents must ensure it happens or step away.

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3. A Phase I environmental site assessment principally involves:Property Disclosures. Open choices and explanation.
  1. A.A guarantee that the site is free of contamination
  2. B.Physical removal of any contaminated material
  3. C.Records review and site inspection without sampling
  4. D.Laboratory testing of soil and groundwater samples

Answer C: Records review and site inspection without sampling

Phase I looks for reasons to worry: historical uses, government records, adjoining sites, interviews, and a walk of the property. Sampling and laboratory analysis belong to Phase II, which is ordered only if Phase I finds a recognized environmental condition. A properly completed Phase I also supports the CERCLA innocent landowner and bona fide purchaser defenses.

Why each choice works or fails

  • A. No assessment guarantees a site is clean.
  • B. Removal is remediation, a later and separate step.
  • C. Correct. Phase I reviews records and inspects the site, with no sampling.
  • D. Candidates assume any environmental assessment tests samples, but sampling belongs to Phase II.

Rule to remember: A Phase I assessment reviews records and inspects the site without sampling. Testing belongs to Phase II.

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4. A radon test shows an elevated reading. The seller instructs the agent to say nothing. The agent should:Property Disclosures. Open choices and explanation.
  1. A.Follow the seller's instruction and stay silent
  2. B.Suggest a retest and say nothing until then
  3. C.Discuss the result only with the seller-client
  4. D.Disclose the known result to prospective buyers

Answer D: Disclose the known result to prospective buyers

Elevated radon is a condition a buyer cannot see, and a seller's agent who knows about it must disclose it. An instruction to conceal is not lawful, so the duty to follow instructions does not reach it.

Why each choice works or fails

  • A. A licensee cannot follow an unlawful instruction to conceal a known defect.
  • B. A retest does not excuse hiding a result the agent already knows.
  • C. Candidates think duties run only to the client, but the seller already knows; disclosure runs to buyers.
  • D. Correct. A known adverse material fact must be disclosed to buyers.

Rule to remember: Known adverse material facts get disclosed, whatever the client wants.

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5. Under Georgia law, which fact is a seller's agent generally NOT required to volunteer to a buyer?Property Disclosures. Open choices and explanation.
  1. A.A roof the agent knows leaks only in heavy rain
  2. B.A foundation crack the agent knows is hidden behind drywall
  3. C.A natural death in the home years ago
  4. D.Termite damage the agent knows is concealed in the floor joists

Answer C: A natural death in the home years ago

Georgia law does not require an owner or licensee to volunteer that a property was the site of a death, but a direct question must be answered truthfully. Hidden physical defects are different: a seller's broker must disclose adverse physical conditions the broker actually knows about that a reasonably diligent buyer inspection would not reveal, such as a roof that leaks only in heavy rain or termite damage concealed in the joists.

Why each choice works or fails

  • A. A known leak a buyer's inspection would not reveal is an adverse physical condition that must be disclosed.
  • B. A known crack concealed behind drywall is an adverse physical condition that must be disclosed.
  • C. Correct. A past death is a stigma, not a physical defect, and need not be volunteered, though a direct question must be answered truthfully.
  • D. Known concealed termite damage is an adverse physical condition that must be disclosed.

Rule to remember: A past death need not be volunteered in Georgia, but a direct question gets a true answer. Known hidden defects must be disclosed.

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What does this assessment cover?

Condition disclosures, inspection and survey red flags, environmental issues, government disclosures, and material facts and defects.
Question coverage in this assessment
Official content areaPublished weightQuestions hereComplete lesson
Property Disclosures7% of the national portion5Study Disclosures

The Georgia-specific distinction

Georgia questions may test what a licensee knows or should disclose under Georgia duties. Keep a property fact separate from a client's confidential negotiating information.

Worked result example

A broker observes active water intrusion that a buyer would not readily see. The issue is a known material property fact, not confidential motivation, so analyze the disclosure duty before relying on the seller's silence.

Common exam traps

  • Confusing latent with patent conditions.
  • Treating a stigma as a physical defect.
  • Assuming caveat emptor permits licensee concealment.
  • Recommending a specialist and then guaranteeing the result.

Ready to move on?

  1. Score the set before opening notes.
  2. Explain the winning rule without repeating the answer choice.
  3. Classify every miss as knowledge, distinction, wording, math setup, or timing.
  4. Repair the weakest official area, then answer a fresh set on another day.
  5. Move on only when the result is stable and guesses are being marked as gaps.

Recommended next lesson

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Assessment integrity

The questions are original and mapped to the current PSI outline. This preview introduces the assessment; the complete version is in Pass Georgia. PSI says practice exams help candidates become familiar with general question types, but they do not replace education and a good practice score does not guarantee an examination outcome. This page reports evidence, not a pass probability.

About this practice set

Facts checked against the current PSI Candidate Information Bulletin and GREC sources.

Are these actual PSI exam questions?

No. Every item is original, written from the current published outline and primary sources. No question is copied, recalled, reconstructed, or represented as a live PSI item.

Does this score predict whether I will pass?

No. One practice result is evidence about this question sample. Use the area breakdown, review guesses as well as misses, and confirm improvement with fresh questions on another day.

What should I do after the result?

Open the explanation for every miss and guess, restate the rule, use the linked repair lesson, then continue with the next lesson: Open the complete lesson hub.

Is the assessment free?

Yes. This 5-question preview has no email gate, account requirement, or card. The complete assessment, saved mastery, spaced review, and adaptive recommendations are in Pass Georgia.