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Pass Georgia

Financing Practice Questions Preview

This focused set tests Financing at salesperson level. Answer first, then use the rule and explanation to diagnose why each option wins or fails. Answer this 5-question public preview here, then continue the complete experience in Pass Georgia.

Facts checked against the current PSI Candidate Information Bulletin and GREC sources. Editorial standards.

5-question public previewNo sign-upExplanations and repair links
1 / 5Financing

A buyer purchases a $225,000 home with a $180,000 loan. What does one discount point cost?

34% of the real exam is Georgia law. 52 of 152 questions.

What does this assessment cover?

Loan terminology, underwriting, notes and clauses, conventional and government programs, amortization, ARMs, owner financing, reverse mortgages, construction lending, RESPA, TILA, TRID, and ECOA.
Question coverage in this assessment
Official content areaPublished weightQuestions hereComplete lesson
Financing10% of the 100-question national portion5Study Financing

The Georgia-specific distinction

National financing principles still apply in Georgia, but Georgia commonly secures real estate debt with a security deed. Separate the debt in the note from the instrument securing it.

Worked result example

If a buyer pays two points on a $240,000 loan, use the loan as the base: 0.02 times $240,000. The purchase price is extra information unless another part of the question needs it.

Common exam traps

  • Calculating points from sale price.
  • Confusing an acceleration clause with an alienation clause.
  • Treating FHA as a direct lender.
  • Assuming disclosure cures a RESPA kickback.

Ready to move on?

  1. Score the set before opening notes.
  2. Explain the winning rule without repeating the answer choice.
  3. Classify every miss as knowledge, distinction, wording, math setup, or timing.
  4. Repair the weakest official area, then answer a fresh set on another day.
  5. Move on only when the result is stable and guesses are being marked as gaps.

Recommended next lesson

Open the complete lesson hub. Use the result above to choose the first lesson or drill rather than following a generic order.

Assessment integrity

The questions are original and mapped to the current PSI outline. This public preview demonstrates the method without replacing the complete assessment in the app. PSI says practice exams help candidates become familiar with general question types, but they do not replace education and a good practice score does not guarantee an examination outcome. This page reports evidence, not a pass probability.

About financing practice questions

Facts checked against the current PSI Candidate Information Bulletin and GREC sources. Editorial standards.

Are these actual financing practice questions from PSI?

No. Every item is original, written from the current published outline and primary sources. No question is copied, recalled, reconstructed, or represented as a live PSI item.

Does this score predict whether I will pass?

No. One practice result is evidence about this question sample. Use the area breakdown, review guesses as well as misses, and confirm improvement with fresh questions on another day.

What should I do after the result?

Open the explanation for every miss and guess, restate the rule, use the linked repair lesson, then continue with open the complete lesson hub.

Is the assessment free?

Yes. This 5-question preview has no email gate, account requirement, or card. The complete assessment, saved mastery, spaced review, and adaptive recommendations are in Pass Georgia.