What is the exam-ready answer?
| Roadmap lesson | 131 of 500 |
|---|---|
| Official syllabus topic | State Laws and Rules: Fair Housing Laws |
| Official PSI group | State Laws and Rules |
| Published group count | 16 of the 52 Georgia questions |
| Exam portion | Georgia salesperson supplement |
| Source edition | PSI Georgia Candidate Information Bulletin dated July 1, 2026 |
| Law checked through | August 2, 2026 |
| Last verified | August 2, 2026 |
The Rule
PSI publishes 16, 21, and 15 items for the three Georgia groups. It does not publish a guaranteed subtopic count. The statute, current GREC rule, contract, or other cited primary authority controls each lesson.
Complete lesson
Read these concepts as one Georgia decision system. A plausible national rule can still be the wrong answer when the stem supplies a Georgia statute, instrument, role, or procedure.
Federal baseline
The Fair Housing Act protects race, color, religion, sex, national origin, familial status, and disability in covered housing activities.
Georgia license rule
Rule 520-1-.13 prohibits specified representations and conduct by licensees, including neighborhood-change claims based on protected characteristics.
Two consequences
The same act may be investigated under federal fair housing law and treated as a Georgia licensing violation. The enforcement paths are distinct.
Exemptions are narrow
A federal exemption does not automatically permit discriminatory advertising, and a licensee's participation can remove or limit reliance on exemptions.
Decision rule
Georgia rule and national contrast
Worked Georgia example
Scenario. A licensee tells an owner that families with children will lower neighborhood property values and recommends rejecting them.
Reason it through. Familial status is federally protected, and Rule 520-1-.13 expressly targets representations that protected-class presence will lower values.
Answer. The statement and recommendation violate fair housing duties and can support Georgia license discipline.
Common exam traps
- Inventing statewide protected classes
- Assuming an exemption permits discriminatory ads
- Treating preference language as harmless
- Forgetting the separate licensing consequence
Original practice questions with detailed explanations
These are original instructional questions mapped to the July 1, 2026 PSI outline. They are not copied from PSI or a live examination. Choose an answer before opening the explanation.
Question 1Which statement best states the Georgia rule for Georgia Fair Housing Law and Federal Overlap?
- A. Georgia license rules allow neighborhood-value claims if the owner requests them.
- B. A federal exemption always permits discriminatory advertising by a licensee.
- C. Fair housing applies only after a lease or sale is signed.
- D. Identify the protected class, housing transaction, discriminatory act, applicable exemption, and separate federal and GREC consequences.
Show answer and explanation →
Answer: D. Identify the protected class, housing transaction, discriminatory act, applicable exemption, and separate federal and GREC consequences.
The correct choice states the controlling rule. The other choices either remove a required element, replace Georgia authority with a generic assumption, or expand an exception beyond the cited source.
Question 2A licensee tells an owner that families with children will lower neighborhood property values and recommends rejecting them.
- A. The statement and recommendation violate fair housing duties and can support Georgia license discipline.
- B. Ignore the Georgia-specific fact because good intentions control.
- C. Apply the nearest national rule without checking Georgia authority.
- D. Let the participant with the strongest preference decide without following the required process.
Show answer and explanation →
Answer: A. The statement and recommendation violate fair housing duties and can support Georgia license discipline.
Familial status is federally protected, and Rule 520-1-.13 expressly targets representations that protected-class presence will lower values. The correct option follows that reasoning. The distractors ignore the controlling Georgia source, substitute intent for procedure, or give decision-making authority to the wrong person.
Question 3When solving Georgia Fair Housing Law and Federal Overlap, what should a candidate identify first?
- A. The answer choice that sounds most ethical, without classifying the actor or document.
- B. Run the federal Fair Housing Act test first, then ask whether the Georgia licensee rule independently prohibits or disciplines the conduct.
- C. One familiar deadline, applied to every Georgia transaction regardless of the source.
- D. A national default, even when the stem identifies a Georgia statute or GREC rule.
Show answer and explanation →
Answer: B. Run the federal Fair Housing Act test first, then ask whether the Georgia licensee rule independently prohibits or disciplines the conduct.
The decision rule identifies the facts that control this topic. The other choices reward tone, a memorized number, or a national default while skipping the Georgia actor, document, authority, or procedure.
Mastery tracking
Mark this Georgia lesson mastered only when every statement is true.
- State the direct answer and decision rule without notes.
- Explain all four concepts and identify the controlling Georgia source.
- Solve the worked example after changing one important fact.
- Reject every listed trap and explain what makes it tempting.
- Answer all three original questions correctly and explain every distractor.
- Repeat this topic in mixed Georgia practice on a later day.
Recommended next lesson
Continue with Georgia Broker and Qualifying-Broker Supervision. Continue through the roadmap from lesson 131.
Return to the State Laws and Rules hub for the complete official branch and every canonical lesson in this Georgia group.