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Georgia curriculum lesson 146 · Real Estate Practice in Georgia

BRRETA Confidentiality, Actual Knowledge, and Company Policy

BRRETA protects client information made confidential by express request or instruction unless the client later permits disclosure or law requires it. Confidentiality can survive termination under the statute and engagement. Other duties often turn on what the broker actually knows, and Section 10-6A-13 limits when knowledge is imputed across affiliated licensees. A written company agency policy helps define relationships but cannot erase statutory duties.

Facts checked against the current PSI Candidate Information Bulletin and GREC sources. Last reviewed August 2, 2026. Editorial standards.

What is the exam-ready answer?

BRRETA protects client information made confidential by express request or instruction unless the client later permits disclosure or law requires it. Confidentiality can survive termination under the statute and engagement. Other duties often turn on what the broker actually knows, and Section 10-6A-13 limits when knowledge is imputed across affiliated licensees. A written company agency policy helps define relationships but cannot erase statutory duties.
Official syllabus mapping for BRRETA Confidentiality, Actual Knowledge, and Company Policy
Roadmap lesson146 of 500
Official syllabus topicReal Estate Practice in Georgia: Listings and Agency
Official PSI groupReal Estate Practice in Georgia
Published group count21 of the 52 Georgia questions
Exam portionGeorgia salesperson supplement
Source editionPSI Georgia Candidate Information Bulletin dated July 1, 2026
Law checked throughAugust 2, 2026
Last verifiedAugust 2, 2026

The Rule

PSI publishes 16, 21, and 15 items for the three Georgia groups. It does not publish a guaranteed subtopic count. The statute, current GREC rule, contract, or other cited primary authority controls each lesson.

Complete lesson

Read these concepts as one Georgia decision system. A plausible national rule can still be the wrong answer when the stem supplies a Georgia statute, instrument, role, or procedure.

Express confidentiality

The seller, buyer, landlord, and tenant duty sections protect information made confidential through express request or instruction, not every fact in the universe.

Required disclosure

Confidentiality does not authorize concealment where law requires disclosure, including specified actually known adverse material facts.

Actual knowledge

BRRETA repeatedly uses actual knowledge. A broker is not assigned a universal duty to discover every unknown condition.

Company policy and imputation

A brokerage's written policy and designated relationships affect whose knowledge is attributed, but statutory disclosures and each designated licensee's duties remain controlling.

Decision rule

Ask who knows the fact, how they learned it, whether the client expressly protected it, whether law compels disclosure, and whose knowledge BRRETA attributes.

Georgia rule and national contrast

Georgia's express-request confidentiality and actual-knowledge language are more precise than the broad loyalty mnemonics used in national agency courses.

Worked Georgia example

Scenario. A seller asks the listing broker to keep a job transfer confidential but also reveals an actually known concealed foundation failure.

Reason it through. The motivation can be protected by express request. The adverse physical fact falls within the disclosure duty and cannot be hidden merely by calling it confidential.

Answer. Protect the job-transfer information but disclose the foundation fact as required.

Common exam traps

  • Calling a required disclosure confidential
  • Assuming every office employee knows every fact
  • Inventing a duty to discover
  • Treating termination as automatic permission to reveal secrets

Original practice questions with detailed explanations

These are original instructional questions mapped to the July 1, 2026 PSI outline. They are not copied from PSI or a live examination. Choose an answer before opening the explanation.

Question 1

Which statement best states the Georgia rule for BRRETA Confidentiality, Actual Knowledge, and Company Policy?

  1. A. A client may make a legally required disclosure confidential by request.
  2. B. Every fact known by one person in a firm is always imputed to everyone.
  3. C. Classify the information as expressly confidential, legally required to disclose, actually known, attributed under the company structure, or merely suspected.
  4. D. A broker must discover every defect regardless of actual knowledge.
Show answer and explanation →

Answer: C. Classify the information as expressly confidential, legally required to disclose, actually known, attributed under the company structure, or merely suspected.

The correct choice states the controlling rule. The other choices either remove a required element, replace Georgia authority with a generic assumption, or expand an exception beyond the cited source.

Question 2

A seller asks the listing broker to keep a job transfer confidential but also reveals an actually known concealed foundation failure.

  1. A. Ignore the Georgia-specific fact because good intentions control.
  2. B. Apply the nearest national rule without checking Georgia authority.
  3. C. Let the participant with the strongest preference decide without following the required process.
  4. D. Protect the job-transfer information but disclose the foundation fact as required.
Show answer and explanation →

Answer: D. Protect the job-transfer information but disclose the foundation fact as required.

The motivation can be protected by express request. The adverse physical fact falls within the disclosure duty and cannot be hidden merely by calling it confidential. The correct option follows that reasoning. The distractors ignore the controlling Georgia source, substitute intent for procedure, or give decision-making authority to the wrong person.

Question 3

When solving BRRETA Confidentiality, Actual Knowledge, and Company Policy, what should a candidate identify first?

  1. A. Ask who knows the fact, how they learned it, whether the client expressly protected it, whether law compels disclosure, and whose knowledge BRRETA attributes.
  2. B. The answer choice that sounds most ethical, without classifying the actor or document.
  3. C. One familiar deadline, applied to every Georgia transaction regardless of the source.
  4. D. A national default, even when the stem identifies a Georgia statute or GREC rule.
Show answer and explanation →

Answer: A. Ask who knows the fact, how they learned it, whether the client expressly protected it, whether law compels disclosure, and whose knowledge BRRETA attributes.

The decision rule identifies the facts that control this topic. The other choices reward tone, a memorized number, or a national default while skipping the Georgia actor, document, authority, or procedure.

Mastery tracking

Mark this Georgia lesson mastered only when every statement is true.

  • State the direct answer and decision rule without notes.
  • Explain all four concepts and identify the controlling Georgia source.
  • Solve the worked example after changing one important fact.
  • Reject every listed trap and explain what makes it tempting.
  • Answer all three original questions correctly and explain every distractor.
  • Repeat this topic in mixed Georgia practice on a later day.

Recommended next lesson

Continue with Georgia Sales Contracts and Due-Diligence Periods. Continue through the roadmap from lesson 146.

Return to the Real Estate Practice in Georgia hub for the complete official branch and every canonical lesson in this Georgia group.

BRRETA Confidentiality, Actual Knowledge, and Company Policy questions

Facts checked against the current PSI Candidate Information Bulletin and GREC sources. Last reviewed August 2, 2026. Editorial standards.

Is BRRETA Confidentiality, Actual Knowledge, and Company Policy on the Georgia real estate exam?

Yes. It maps to PSI's Real Estate Practice in Georgia group, which has 21 of the 52 Georgia questions. PSI does not publish a guaranteed question count for this individual lesson.

What is the main Georgia rule for BRRETA Confidentiality, Actual Knowledge, and Company Policy?

Ask who knows the fact, how they learned it, whether the client expressly protected it, whether law compels disclosure, and whose knowledge BRRETA attributes.

How is this different from a national real estate rule?

Georgia's express-request confidentiality and actual-knowledge language are more precise than the broad loyalty mnemonics used in national agency courses.

How do I know I have mastered this Georgia lesson?

State the rule and source without notes, solve the scenario after changing a controlling fact, explain every distractor, and maintain accuracy when this topic is mixed with the other Georgia supplement groups.