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National curriculum lesson · Practice of Real Estate

Due Diligence and the Boundaries of Real Estate Practice

A capable licensee identifies the client's objective, gathers reliable transaction facts, checks source dates, discloses known material information, tracks contingencies, documents communications, and recommends qualified experts. The licensee should not diagnose structures or environmental hazards, locate legal boundaries, guarantee zoning, provide tax or legal opinions, or perform an appraisal outside authorized practice.

Facts checked against the current PSI Candidate Information Bulletin and GREC sources. Editorial standards.

What is the exam-ready answer?

A capable licensee identifies the client's objective, gathers reliable transaction facts, checks source dates, discloses known material information, tracks contingencies, documents communications, and recommends qualified experts. The licensee should not diagnose structures or environmental hazards, locate legal boundaries, guarantee zoning, provide tax or legal opinions, or perform an appraisal outside authorized practice.
Official syllabus mapping for Due Diligence and the Boundaries of Real Estate Practice
Official syllabus topicDue Diligence and the Boundaries of Real Estate Practice
Official PSI areaPractice of Real Estate
Published area weight12% of the 100-question national portion
Exam portionNational salesperson portion
Source editionPSI Georgia Candidate Information Bulletin dated July 1, 2026

The Rule

PSI publishes the weight for the complete content area, not a fixed question count for this lesson. Learn the rule well enough to apply it when PSI changes names, numbers, or parties in a new scenario.

The lesson

These ideas work together. On the exam, the wrong answers usually describe a nearby concept, so learn where each one stops.

Reasonable investigation

Review the property, public and provided records, prior disclosures, contracts, permits, title items, reports, and obvious inconsistencies within the licensee's role. Do not ignore a red flag because the client did not ask the perfect question.

Source hierarchy

Use the authority responsible for the fact: recorder and attorney for title, surveyor for boundaries, building department for permits, planning office for zoning, inspector or engineer for condition, environmental professional for contamination, and tax adviser for tax consequences.

Practice boundaries

Licensees can fill approved forms and explain business terms within their training, but custom legal drafting, legal interpretation, engineering diagnosis, tax advice, and regulated appraisal opinions belong to qualified professionals.

Documentation and deadlines

Write down the question, source, date, response, limitation, referral, client choice, notice, and deadline. A referral made after the due-diligence period has little protective value.

Decision rule

Investigate and communicate within competence, then refer early enough for the expert's answer to affect the transaction.

Georgia-specific distinction

Georgia rules require competence, reasonable care, accurate dealing, and broker supervision. Georgia licensees should use Commission-compliant brokerage practice and closing counsel, surveyors, inspectors, engineers, appraisers, and tax professionals for work outside the real estate license.

Worked example

Scenario. A buyer asks whether an unpermitted basement apartment is legal and will qualify for rental income.

Reason it through. The question combines zoning, building permits, safety, appraisal, lending, landlord rules, and tax considerations beyond a broker's unilateral conclusion.

Answer. Document the intended use, obtain written government and lender answers, recommend appropriate specialists, and protect the buyer with a timely contingency.

Common exam traps

  • Guaranteeing legal use
  • Diagnosing a structure
  • Drafting custom legal remedies
  • Referring experts after deadlines

Original practice questions with detailed explanations

These questions were written for instruction and mapped to the current outline. They are not copied from PSI or any live examination. Choose an answer before opening the explanation.

Question 1

A buyer asks the agent whether the backyard fence marks the true property line. What should the agent do?

  1. A. Pace off the lot and compare it to the plat
  2. B. Explain that fences usually sit on the line
  3. C. Check the county tax map and give an opinion
  4. D. Recommend a survey by a licensed surveyor
Show answer and explanation →

Answer: D. Recommend a survey by a licensed surveyor

Locating a legal boundary is licensed survey work, so the agent should recommend a surveyor rather than offer an opinion. Checking the tax map feels thorough, but a tax map is not a survey, and the agent would still be giving a boundary opinion outside the license.

Question 2

The buyer's due diligence period ends Friday. On Wednesday, the inspector notes signs of possible foundation movement. What is the best next step?

  1. A. Let the closing attorney address it at closing
  2. B. Recommend a structural engineer right away
  3. C. Tell the buyer small cracks are normal in older homes
  4. D. Ask the listing agent whether the foundation is sound
Show answer and explanation →

Answer: B. Recommend a structural engineer right away

A referral protects the buyer only when the expert's answer arrives while the buyer can still act on it. Waiting for closing is the wrong choice, but by then the due diligence period has ended and the buyer's options are gone.

Question 3

A buyer wants to run a daycare from a house zoned residential and asks whether the county will approve it. Which response stays within a licensee's role?

  1. A. Assure the buyer that home daycares are usually approved
  2. B. Read the zoning code and give the buyer a legal opinion
  3. C. Refer the buyer to the planning office and a written contingency
  4. D. Advise the buyer to close first and apply for approval later
Show answer and explanation →

Answer: C. Refer the buyer to the planning office and a written contingency

Zoning approval is a discretionary public decision, so a licensee cannot promise it and should send the buyer to the planning office while protecting the buyer with a written contingency. Reading the code and offering a legal opinion feels helpful, but legal interpretation belongs to an attorney.

Ready to move on?

You are ready for the next lesson when all of these are true.

  • Explain Due Diligence and the Boundaries of Real Estate Practice in one clear answer without notes.
  • Separate Reasonable investigation from Source hierarchy using a fresh example.
  • Apply the decision rule to a new fact pattern and name the fact that controls the result.
  • State the Georgia-specific point or explain why the national rule applies unchanged.
  • Answer every practice question and explain the rule each rejected option misapplies.
  • Revisit this topic later in mixed practice without category labels.

Recommended next lesson

Continue with Mixed national practice questions. The mixed practice set draws questions from every national content area, so you can check whether the refer-early habit from this page holds up next to agency, contracts and math items.

Return to the Practice of Real Estate hub to see every official branch and the complete lesson sequence for this content area.

Due Diligence and the Boundaries of Real Estate Practice questions

Facts checked against the current PSI Candidate Information Bulletin and GREC sources. Editorial standards.

Is Due Diligence and the Boundaries of Real Estate Practice on the Georgia real estate exam?

Yes. It belongs to PSI's Practice of Real Estate content area, which is 12% of the 100-question national portion. PSI publishes content-area weights, not a guaranteed question count for this individual lesson.

What is the main rule for Due Diligence and the Boundaries of Real Estate Practice?

Investigate and communicate within competence, then refer early enough for the expert's answer to affect the transaction.

What Georgia-specific distinction should I remember?

Georgia rules require competence, reasonable care, accurate dealing, and broker supervision. Georgia licensees should use Commission-compliant brokerage practice and closing counsel, surveyors, inspectors, engineers, appraisers, and tax professionals for work outside the real estate license.