PASS GEORGIA
REAL ESTATE EXAM PREPGEORGIA REAL ESTATE EXAM GLOSSARY
A lien is a nonpossessory legal claim or charge against property that secures payment of a debt or performance of an obligation.
Property Ownership
Property rights and burdens
Define, distinguish, apply, retrieve
Official exam outline plus authoritative Georgia or federal references where the topic has a controlling rule. Independent educational resource, not affiliated with GREC or PSI.
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PASS GEORGIA
REAL ESTATE EXAM PREPGEORGIA REAL ESTATE EXAM
GLOSSARY TERM GUIDEBuild the complete exam definition
Learn the rule, separate it from the nearest distractor, then apply it to a Georgia fact pattern.
What does Lien mean?
A lien is a nonpossessory legal claim or charge against property that secures payment of a debt or performance of an obligation. It can affect transfer and may be enforced according to law.
How do you separate the nearest exam answer?
A lien secures an obligation but does not usually transfer possession. An easement grants a use right, and an encroachment is a physical intrusion.
What changes or stays the same in Georgia?
Georgia uses security deeds for real estate loan security, but tax, judgment, mechanic's, and other liens can also affect title and priority.
A recorded judgment attaches as a claim against the debtor's real property and must be addressed before a clean transfer can occur.
A lienholder is not automatically the property's owner or occupant.
PASS GEORGIA
REAL ESTATE EXAM PREPGEORGIA REAL ESTATE EXAM
GLOSSARY TERM GUIDERetrieve the rule under exam conditions
Answer before reading the explanation. Then explain why every distractor belongs to a different term.
A title search shows a recorded $18,000 judgment against the seller, who still lives in the home. What does the judgment creditor hold?
- A
Title to the home until the debt is paid
- B
A right to occupy the home with the seller
- C
An easement across the seller's lot
- D
A claim against the property for the debt
A lien is a nonpossessory claim against property that secures a debt, and it must be dealt with before a clean sale. The creditor does not own or occupy the home. An easement is a use right, which a judgment does not create.
Mark each box only when you can perform the skill without looking.
I can define the term in one precise sentence.
I can separate it from the closest look-alike.
I can explain the Georgia rule or confirm that the national rule applies.
I can answer the practice check and explain every option.
PASS GEORGIA
REAL ESTATE EXAM PREPGEORGIA REAL ESTATE EXAM
GLOSSARY TERM GUIDEConnect the term to the wider exam
Use these relationships to move from isolated recall to a connected exam model.
Property Ownership complete lesson
https://www.passgeorgiarealestate.com/study-guide/property-ownership/encumbrances
Official exam administration and content-outline source.
https://test-takers.psiexams.com/api/content/bulletin/4672State-authorized public access to current Georgia statutes, including Title 44 property law.
https://www.lexisnexis.com/hottopics/gacode/Default.aspOfficial statewide reference for Georgia real estate recording, indexing, and public land-record access.
https://www.gsccca.org/learn/search-systems/real-estate-index