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Pass Georgia
Complete glossary lessonNational exam concept

Lien

A lien is a nonpossessory legal claim or charge against property that secures payment of a debt or performance of an obligation.

Official area

Property Ownership

Knowledge cluster

Property rights and burdens

Learning sequence

Define, distinguish, apply, retrieve

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Exam purpose

Recognize the rule, then reject the nearest look-alike.

Georgia lens

Apply the state distinction only when the facts call for it.

Connected terms

Connected to 4 terms and one official content area.

What does Lien mean in real estate?

A lien is a nonpossessory legal claim or charge against property that secures payment of a debt or performance of an obligation. It can affect transfer and may be enforced according to law.

How is Lien different from the closest exam answer?

A lien secures an obligation but does not usually transfer possession. An easement grants a use right, and an encroachment is a physical intrusion.

What is the Georgia-specific rule?

Georgia uses security deeds for real estate loan security, but tax, judgment, mechanic's, and other liens can also affect title and priority.

Worked exam example

Scenario

A recorded judgment attaches as a claim against the debtor's real property and must be addressed before a clean transfer can occur.

Decision rule

A lien secures an obligation but does not usually transfer possession. An easement grants a use right, and an encroachment is a physical intrusion.

What is the most common exam trap?

Trap correction

A lienholder is not automatically the property's owner or occupant.

Memory cue: A lienholder is not automatically the property's owner or occupant.

Original exam check

Apply the definition

Which statement correctly explains Lien?

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Related terms to learn next

Recommended next complete lesson

Continue with Property Ownership complete lesson. It places this term inside the full rule, worked examples, exam traps, and mixed practice required for mastery.

Lien quick answers

Facts checked against the current PSI Candidate Information Bulletin and GREC sources. Editorial standards.

What is Lien?

A lien is a nonpossessory legal claim or charge against property that secures payment of a debt or performance of an obligation.

What is Lien commonly confused with?

A lien secures an obligation but does not usually transfer possession. An easement grants a use right, and an encroachment is a physical intrusion.

How does Georgia treat Lien?

Georgia uses security deeds for real estate loan security, but tax, judgment, mechanic's, and other liens can also affect title and priority.