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Retake Recovery Practice Set Preview

Use the diagnostic categories on your PSI score report to choose the first weak portion, then narrow by official area. A retake set should repair the reason for each miss rather than replay the same mixed mock. Answer this 8-question public preview here, then continue the complete experience in Pass Georgia.

Facts checked against the current PSI Candidate Information Bulletin and GREC sources.

Choose a topic from your study plan

Mixed recoveryContractsAgencyPractice of Real EstateProperty OwnershipFinancingValuationCalculationsDisclosuresTransfer of TitleLand UseProperty ManagementState Laws and RulesReal Estate Practice in GeorgiaFinance and Closing

Add the error pattern from your review notes

Missing ruleGeorgia distinctionWording or distractorMath setup
8-question public previewNo sign-upExplanations and repair links
1 / 8Study mode: Property Disclosures

A property in a designated flood zone MOST directly affects a buyer through:

Filled circles are answered. A dot means marked for review. Choose a number to return and change an answer.

34% of the real exam is Georgia law. 52 of 152 questions.

Read, reason, review

All 8 questions and explanations

Studying instead of taking a test? Open any question to read its choices, the answer, and the reason each option is right or wrong. The numbering matches the public set above.

For a useful score, finish the test above before opening these answers. These are original practice questions based on published topics and sources.

1. A property in a designated flood zone MOST directly affects a buyer through:Property Disclosures. Open choices and explanation.
  1. A.Whether any lender may finance the purchase
  2. B.The zoning classification of the parcel
  3. C.The seller's duty to elevate before closing
  4. D.Flood insurance requirements and premiums

Answer D: Flood insurance requirements and premiums

When a property lies in a special flood hazard area and the loan is federally backed or regulated, the lender must require flood insurance. The premium can be large enough to change what a buyer can afford.

Why each choice works or fails

  • A. Candidates think a flood zone blocks financing, but lenders can lend there; they require flood insurance.
  • B. Zoning governs use and is set separately from flood hazard mapping.
  • C. Flood zone status does not by itself require a seller to elevate before selling.
  • D. Correct. Insurance requirements and premiums follow the designation.

Rule to remember: A flood zone designation drives lender flood insurance requirements and premiums.

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2. For most residential housing covered by the federal lead disclosure rule, the construction-date cutoff is:Property Disclosures. Open choices and explanation.
  1. A.Before 1950
  2. B.Before 1992
  3. C.Before 1986
  4. D.Before 1978

Answer D: Before 1978

The rule generally covers housing built before 1978. Sellers must disclose known lead information, provide available records and the approved pamphlet, and offer buyers a 10-day inspection opportunity that may be changed or waived in writing. Defined exemptions apply, so the date alone does not make every transaction subject to the rule.

Why each choice works or fails

  • A. Homes built before 1950 carry the highest lead risk, but the disclosure rule reaches all housing built before 1978.
  • B. 1992 is when the disclosure law was enacted, not the housing cutoff.
  • C. 1986 is when federal law banned lead pipes and solder in drinking water systems, not the paint cutoff.
  • D. Correct. 1978 is the year residential lead paint was banned.

Rule to remember: The federal lead disclosure rule generally covers pre-1978 housing, subject to its defined exemptions.

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3. A radon test shows an elevated reading. The seller instructs the agent to say nothing. The agent should:Property Disclosures. Open choices and explanation.
  1. A.Follow the seller's instruction and stay silent
  2. B.Suggest a retest and say nothing until then
  3. C.Discuss the result only with the seller-client
  4. D.Disclose the known result to prospective buyers

Answer D: Disclose the known result to prospective buyers

Elevated radon is a condition a buyer cannot see, and a seller's agent who knows about it must disclose it. An instruction to conceal is not lawful, so the duty to follow instructions does not reach it.

Why each choice works or fails

  • A. A licensee cannot follow an unlawful instruction to conceal a known defect.
  • B. A retest does not excuse hiding a result the agent already knows.
  • C. Candidates think duties run only to the client, but the seller already knows; disclosure runs to buyers.
  • D. Correct. A known adverse material fact must be disclosed to buyers.

Rule to remember: Known adverse material facts get disclosed, whatever the client wants.

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4. A general home inspection typically does NOT include:Property Disclosures. Open choices and explanation.
  1. A.Inspecting accessible plumbing and electrical work
  2. B.Visually examining the roof and its covering
  3. C.Operating the heating and cooling equipment
  4. D.Testing for radon, mold, or other hazards

Answer D: Testing for radon, mold, or other hazards

A general home inspection is visual and functional. Environmental testing such as radon or mold requires separate equipment and is ordered separately, and buyers often assume one inspection covers everything.

Why each choice works or fails

  • A. Accessible plumbing and electrical systems are standard inspection items.
  • B. The roof is a standard visual inspection element.
  • C. Running the HVAC equipment is normally part of the inspection.
  • D. Correct. Environmental testing is ordered separately.

Rule to remember: A general home inspection is visual and functional. Radon, mold, and similar testing are ordered separately.

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5. A seller of a 1955 home refuses to sign the lead-based paint disclosure. The licensee should:Property Disclosures. Open choices and explanation.
  1. A.Explain the federal disclosure duty before going on
  2. B.Sign the disclosure on the seller's behalf
  3. C.Proceed to closing and note the refusal in the file
  4. D.Advise the buyer to waive the disclosure in writing

Answer A: Explain the federal disclosure duty before going on

For housing built before 1978, federal law requires the seller to disclose known lead-based paint information, provide the EPA pamphlet, and sign the disclosure before the buyer is bound. The listing agent must inform the seller of these duties and ensure compliance, so a licensee whose seller still refuses should not proceed with the sale. The buyer may waive the 10-day inspection opportunity in writing; nobody may waive the disclosure itself.

Why each choice works or fails

  • A. Correct. The agent must inform the seller of the duty and ensure the disclosure is made, or step away.
  • B. Signing for the seller is falsification and does not satisfy the rule.
  • C. Candidates think documenting a refusal protects them, but it leaves the violation in place.
  • D. The buyer may waive the 10-day inspection opportunity, not the seller's disclosure.

Rule to remember: Pre-1978 housing sellers must give the lead disclosure. Agents must ensure it happens or step away.

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6. Under Georgia law, which fact is a seller's agent generally NOT required to volunteer to a buyer?Property Disclosures. Open choices and explanation.
  1. A.A roof the agent knows leaks only in heavy rain
  2. B.A foundation crack the agent knows is hidden behind drywall
  3. C.A natural death in the home years ago
  4. D.Termite damage the agent knows is concealed in the floor joists

Answer C: A natural death in the home years ago

Georgia law does not require an owner or licensee to volunteer that a property was the site of a death, but a direct question must be answered truthfully. Hidden physical defects are different: a seller's broker must disclose adverse physical conditions the broker actually knows about that a reasonably diligent buyer inspection would not reveal, such as a roof that leaks only in heavy rain or termite damage concealed in the joists.

Why each choice works or fails

  • A. A known leak a buyer's inspection would not reveal is an adverse physical condition that must be disclosed.
  • B. A known crack concealed behind drywall is an adverse physical condition that must be disclosed.
  • C. Correct. A past death is a stigma, not a physical defect, and need not be volunteered, though a direct question must be answered truthfully.
  • D. Known concealed termite damage is an adverse physical condition that must be disclosed.

Rule to remember: A past death need not be volunteered in Georgia, but a direct question gets a true answer. Known hidden defects must be disclosed.

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7. A Phase I environmental site assessment principally involves:Property Disclosures. Open choices and explanation.
  1. A.A guarantee that the site is free of contamination
  2. B.Physical removal of any contaminated material
  3. C.Records review and site inspection without sampling
  4. D.Laboratory testing of soil and groundwater samples

Answer C: Records review and site inspection without sampling

Phase I looks for reasons to worry: historical uses, government records, adjoining sites, interviews, and a walk of the property. Sampling and laboratory analysis belong to Phase II, which is ordered only if Phase I finds a recognized environmental condition. A properly completed Phase I also supports the CERCLA innocent landowner and bona fide purchaser defenses.

Why each choice works or fails

  • A. No assessment guarantees a site is clean.
  • B. Removal is remediation, a later and separate step.
  • C. Correct. Phase I reviews records and inspects the site, with no sampling.
  • D. Candidates assume any environmental assessment tests samples, but sampling belongs to Phase II.

Rule to remember: A Phase I assessment reviews records and inspects the site without sampling. Testing belongs to Phase II.

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8. A licensee tells a buyer the roof is five years old, believing it but never checking. It is fifteen. This is MOST likely:Property Disclosures. Open choices and explanation.
  1. A.Harmless, since the licensee sincerely believed it
  2. B.Negligent misrepresentation, since it was not verified
  3. C.Fraud, since any false statement is intentional
  4. D.Puffing, since roof age is a matter of opinion

Answer B: Negligent misrepresentation, since it was not verified

Honest belief is not a defense to stating an unverified fact as true. Fraud requires knowledge of falsity or reckless disregard; negligent misrepresentation requires only that the licensee should have checked. Attributing the figure to its source would have avoided both.

Why each choice works or fails

  • A. Candidates think good faith excuses the error, but sincere belief does not excuse an unverified factual claim.
  • B. Correct. Asserting an unverified fact as true can be negligent misrepresentation.
  • C. Fraud requires knowledge or recklessness, not an honest mistake.
  • D. Roof age is a verifiable fact, not an opinion.

Rule to remember: Stating an unverified fact as true can be negligent misrepresentation, even when the licensee believes it.

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What does this assessment cover?

PSI says a failing score report includes diagnostic strengths and weaknesses by examination type. Translate that evidence into the closest published area, then gather a larger fresh sample before the next attempt.
Question coverage in this assessment
Official content areaPublished weightQuestions hereComplete lesson
Property Disclosures7% of the national portion8Study Disclosures

The Georgia-specific distinction

Keep the national and Georgia subtotals separate. If Georgia is weak, split the work again into Laws and Rules, Georgia Practice, and Finance and Closing rather than reading one general state summary.

Worked result example

If the report points to Georgia and review notes show national-instinct errors, build a Georgia-only set, read the Georgia distinction after each item, and follow with a fresh 52-question simulation.

Common exam traps

  • Retaking a full practice exam before repairing anything.
  • Studying only the lowest raw score without considering sample size.
  • Memorizing questions from the failed attempt.
  • Booking again because the average improved while one group stayed weak.

Ready to move on?

  1. Score the set before opening notes.
  2. Explain the winning rule without repeating the answer choice.
  3. Classify every miss as knowledge, distinction, wording, math setup, or timing.
  4. Repair the weakest official area, then answer a fresh set on another day.
  5. Move on only when the result is stable and guesses are being marked as gaps.

Recommended next lesson

Use the complete retake recovery plan. Use the result above to choose the first lesson or drill rather than following a generic order.

Assessment integrity

The questions are original and mapped to the current PSI outline. This preview introduces the assessment; the complete version is in Pass Georgia. PSI says practice exams help candidates become familiar with general question types, but they do not replace education and a good practice score does not guarantee an examination outcome. This page reports evidence, not a pass probability.

About this practice set

Facts checked against the current PSI Candidate Information Bulletin and GREC sources.

Are these actual PSI exam questions?

No. Every item is original, written from the current published outline and primary sources. No question is copied, recalled, reconstructed, or represented as a live PSI item.

Does this score predict whether I will pass?

No. One practice result is evidence about this question sample. Use the area breakdown, review guesses as well as misses, and confirm improvement with fresh questions on another day.

What should I do after the result?

Open the explanation for every miss and guess, restate the rule, use the linked repair lesson, then continue with the next lesson: Use the complete retake recovery plan.

Is the assessment free?

Yes. This 8-question preview has no email gate, account requirement, or card. The complete assessment, saved mastery, spaced review, and adaptive recommendations are in Pass Georgia.