Retake Recovery Practice Set Preview

Use the diagnostic categories on your PSI score report to choose the first weak portion, then narrow by official area. A retake set should repair the reason for each miss rather than replay the same mixed mock. Answer this 10-question public preview here, then continue the complete experience in Pass Georgia.

Facts checked against the current PSI Candidate Information Bulletin and GREC sources.

Choose a topic from your study plan

Mixed recovery Contracts Agency Practice of Real Estate Property Ownership Financing Valuation Calculations Disclosures Transfer of Title Land Use Property Management State Laws and Rules Real Estate Practice in Georgia Finance and Closing

Add the error pattern from your review notes

Missing rule Georgia distinction Wording or distractor Math setup

10-question public previewNo sign-upExplanations and repair links

1 / 10Study mode: Contracts

A person whom a court has adjudicated mentally incompetent, and for whom a guardian has been appointed, signs a purchase agreement. The contract is:

Filled circles are answered. A dot means marked for review. Choose a number to return and change an answer.

34% of the real exam is Georgia law. 52 of 152 questions.

Read, reason, review

All 10 questions and explanations

Studying instead of taking a test? Open any question to read its choices, the answer, and the reason each option is right or wrong. The numbering matches the public set above.

For a useful score, finish the test above before opening these answers. These are original practice questions based on published topics and sources.

1. A person whom a court has adjudicated mentally incompetent, and for whom a guardian has been appointed, signs a purchase agreement. The contract is:Contracts. Open choices and explanation.

A.Void
B.Voidable by the seller
C.Enforceable
D.Executed

Answer A: Void

A person adjudicated incompetent, with a guardian managing the estate, has no legal capacity to contract, so no contract ever formed. This differs from a mentally impaired person never adjudicated, or a minor: those contracts are voidable, and only the person lacking capacity may disaffirm.

Why each choice works or fails

A. Correct. Someone adjudicated incompetent with a guardian in place has no capacity to contract.
B. The other party cannot disaffirm; and adjudication makes the agreement void, not voidable.
C. An agreement lacking a party with capacity cannot be enforced.
D. Executed means fully performed; that says nothing about validity.

Rule to remember: Adjudicated incompetent with a guardian means void. A minor or an unadjudicated impaired person means voidable.

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2. A Georgia licensee tells a buyer client what a contract clause legally means for the buyer's rights. This conduct is best described as:Real Estate Practice in Georgia. Open choices and explanation.

A.The unauthorized practice of law by the licensee
B.Proper client service, if the explanation is accurate
C.Acceptable, since licensees may fill in contract forms
D.A problem only if the buyer later suffers a loss

Answer A: The unauthorized practice of law by the licensee

Licensees may fill in blanks on forms prepared by legal counsel, but interpreting the legal effect of a clause is the practice of law. The licensee should tell the buyer to consult an attorney, even when the licensee is confident of the answer.

Why each choice works or fails

A. Correct. Explaining the legal effect of a clause is the practice of law.
B. Misconception: accuracy makes it acceptable. The problem is giving legal advice at all, not whether it is right.
C. Misconception: form authority covers interpretation. Licensees may complete forms prepared by counsel but may not explain their legal effect.
D. Misconception: no harm means no violation. The conduct itself is the problem, whatever the outcome.

Rule to remember: Fill in the blanks, do not explain the law.

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3. A buffer zone in a zoning scheme is intended to:Land Use Controls and Regulations. Open choices and explanation.

A.Reserve land for future government acquisition
B.Prohibit all construction within a defined strip
C.Increase permitted density at a district boundary
D.Separate incompatible uses with a transitional area

Answer D: Separate incompatible uses with a transitional area

A buffer zone is a strip of lower-intensity use, landscaping, or open space that eases the transition between incompatible districts, such as industrial land next to housing. It softens the impact on both sides of the boundary.

Why each choice works or fails

A. Reserving land for public acquisition is a different tool, not a buffer.
B. A buffer need not be a completely undeveloped strip; the applicable controls may allow landscaping or lower-intensity uses.
C. Buffers lower intensity at the boundary; they do not raise density.
D. Correct. A buffer is a transitional area between incompatible uses.

Rule to remember: A buffer zone is a transitional strip of lower-intensity use between incompatible districts.

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4. Effective gross income is $108,000. Operating expenses are $31,000, mortgage payments are $18,000, and depreciation is $7,000. What is NOI?Real Estate Calculations. Open choices and explanation.

A.$52,000
B.$59,000
C.$70,000
D.$77,000

Answer D: $77,000

Only the $31,000 operating expenses are subtracted. Debt service and depreciation are excluded from NOI.

Why each choice works or fails

A. Wrong. Subtracts debt service and depreciation too.
B. Wrong. Subtracts mortgage payments, which are not operating expenses.
C. Wrong. Subtracts depreciation, a non-cash tax item.
D. Correct. $108,000 - $31,000 = $77,000.

Work it through

Exclude $18,000 debt service and $7,000 depreciation
$108,000 - $31,000 = $77,000 NOI

Rule to remember: NOI is effective gross income minus operating expenses before financing and depreciation.

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5. A Georgia salesperson wants to leave the sponsoring broker and stop practicing for a while but keep the license. The salesperson may:State Laws and Rules. Open choices and explanation.

A.Place the license on inactive status
B.Keep the license active without a broker
C.Hold the license in escrow with GREC
D.Practice on their own as a salesperson

Answer A: Place the license on inactive status

An inactive salesperson keeps the license but may not perform brokerage activity for others. The license must be activated under a sponsoring broker before that work resumes.

Why each choice works or fails

A. Correct. Inactive status keeps the person licensed without a sponsoring broker.
B. Misconception: paying fees keeps a license active. An active salesperson license requires a sponsoring broker.
C. Misconception: borrowing another state's term. Georgia has no license escrow; inactive status serves that purpose.
D. Misconception: a salesperson can work independently. A salesperson may practice only through a broker.

Rule to remember: No sponsoring broker means an inactive license, not no license.

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6. A buyer purchases for $300,000 with a $270,000 loan and owes $4,200 in buyer closing costs. The $5,000 earnest money already paid is credited at closing. How much more must the buyer bring?Real Estate Calculations. Open choices and explanation.

A.$25,800
B.$29,200
C.$34,200
D.$39,200

Answer B: $29,200

Add what the buyer owes: the $30,000 down payment plus $4,200 in costs is $34,200. Subtract the $5,000 deposit already paid, which is a credit, leaving $29,200 to bring.

Why each choice works or fails

A. Wrong. Subtracts costs from the down payment instead of adding them.
B. Correct. $30,000 + $4,200 - $5,000 = $29,200.
C. Wrong. Ignores the $5,000 deposit already paid.
D. Wrong. Adds the deposit as a debit, double-counting it.

Work it through

Down payment: $300,000 - $270,000 = $30,000
$30,000 + $4,200 - $5,000 = $29,200

Rule to remember: Buyer cash to close equals down payment plus buyer debits minus deposits and credits.

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7. Without permission or an easement, a neighbor's fence extends two feet across the boundary onto the adjoining owner's lot. This is:Property Ownership. Open choices and explanation.

A.An easement
B.An encroachment
C.A license
D.A deed restriction

Answer B: An encroachment

An encroachment is an unauthorized physical intrusion of a structure onto another parcel. An easement is a right to use someone else's land, a license is revocable permission, and a deed restriction is a recorded limit on use. Encroachments often surface on a survey and can affect marketability.

Why each choice works or fails

A. An easement is a right to use land. A fence built over the line without any right is not one.
B. Correct. A structure crossing onto another lot is an encroachment.
C. A license is revocable permission, and no permission was given here.
D. A deed restriction limits use by recorded covenant, not by a physical intrusion.

Rule to remember: Physical intrusion is an encroachment. A right to use is an easement.

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8. After hearing an applicant's accent, a landlord tells him he "would be more comfortable with his own kind somewhere else" and refuses to rent to him. This MOST likely constitutes discrimination based on:Practice of Real Estate. Open choices and explanation.

A.National origin
B.Race
C.Disability
D.Religion

Answer A: National origin

An accent points to where a person or the person's ancestors come from, so refusing to rent because of it is national origin discrimination. National origin is a protected class under the Fair Housing Act, and the landlord's comment shows the accent drove the refusal.

Why each choice works or fails

A. Correct. A refusal triggered by an accent targets national origin.
B. The phrase "own kind" tempts candidates toward race, but the trigger here was the accent, which ties to national origin.
C. An accent is not an impairment, so disability is not the basis.
D. Nothing in the scenario involves religious belief or practice.

Rule to remember: Refusing someone because of an accent or where they come from is national origin discrimination.

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9. Escheat transfers property to the state when an owner dies:Land Use Controls and Regulations. Open choices and explanation.

A.Without a will and without any locatable heirs
B.While the property is subject to a recorded lien
C.Owing more in taxes than the property is worth
D.Without a will but leaving surviving children

Answer A: Without a will and without any locatable heirs

Escheat is a last resort. When an owner dies without a will, intestate succession looks for heirs, and only if none can be found does the property pass to the state, so land never sits ownerless.

Why each choice works or fails

A. Correct. No will and no locatable heirs is the condition for escheat.
B. A lien gives a creditor a claim for payment, not a transfer of title to the state.
C. Candidates confuse escheat with tax sales. Unpaid taxes lead to a tax sale, not escheat.
D. Surviving children inherit by intestate succession, so nothing escheats.

Rule to remember: Escheat passes property to the state only when the owner dies with no will and no locatable heirs.

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10. All of the following are prohibited under the federal Fair Housing Act EXCEPT:Practice of Real Estate. Open choices and explanation.

A.Refusing to rent based on national origin
B.Advertising a preference for a religion
C.Declining an applicant for poor payment history
D.Telling a buyer a neighborhood is changing racially

Answer C: Declining an applicant for poor payment history

Creditworthiness is not a protected class, so declining someone for a documented payment history, applied the same way to every applicant, is lawful. The other three each turn on a protected class: national origin, religion, and race.

Why each choice works or fails

A. National origin is a protected class, so this refusal is prohibited.
B. Religion is protected, and the Act bars ads indicating a preference even when no one is refused.
C. Correct. Payment history is a lawful, neutral screening standard when applied consistently.
D. Comments about racial change are used to pressure sales and steer buyers, which the Act prohibits.

Rule to remember: Fair housing protects classes of people. Neutral screening such as payment history, applied equally, is lawful.

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What does this assessment cover?

PSI says a failing score report includes diagnostic strengths and weaknesses by examination type. Translate that evidence into the closest published area, then gather a larger fresh sample before the next attempt.

Question coverage in this assessment
Official content area	Published weight	Questions here	Complete lesson
Contracts	19% of the national portion	1	Study Contracts
Real Estate Practice in Georgia	21 of the 52 Georgia questions	1	Study Real Estate Practice in Georgia
Land Use Controls and Regulations	5% of the national portion	2	Study Land Use
Real Estate Calculations	7% of the national portion	2	Study Calculations
State Laws and Rules	16 of the 52 Georgia questions	1	Study State Laws and Rules
Property Ownership	10% of the national portion	1	Study Property Ownership
Practice of Real Estate	12% of the national portion	2	Study Practice of Real Estate

The Georgia-specific distinction

Keep the national and Georgia subtotals separate. If Georgia is weak, split the work again into Laws and Rules, Georgia Practice, and Finance and Closing rather than reading one general state summary.

Worked result example

If the report points to Georgia and review notes show national-instinct errors, build a Georgia-only set, read the Georgia distinction after each item, and follow with a fresh 52-question simulation.

Common exam traps

Retaking a full practice exam before repairing anything.
Studying only the lowest raw score without considering sample size.
Memorizing questions from the failed attempt.
Booking again because the average improved while one group stayed weak.

Ready to move on?

Score the set before opening notes.
Explain the winning rule without repeating the answer choice.
Classify every miss as knowledge, distinction, wording, math setup, or timing.
Repair the weakest official area, then answer a fresh set on another day.
Move on only when the result is stable and guesses are being marked as gaps.

Recommended next lesson

Use the complete retake recovery plan. Use the result above to choose the first lesson or drill rather than following a generic order.

Assessment integrity

The questions are original and mapped to the current PSI outline. This preview introduces the assessment; the complete version is in Pass Georgia. PSI says practice exams help candidates become familiar with general question types, but they do not replace education and a good practice score does not guarantee an examination outcome. This page reports evidence, not a pass probability.

About this practice set

Facts checked against the current PSI Candidate Information Bulletin and GREC sources.

Are these actual PSI exam questions?

No. Every item is original, written from the current published outline and primary sources. No question is copied, recalled, reconstructed, or represented as a live PSI item.

Does this score predict whether I will pass?

No. One practice result is evidence about this question sample. Use the area breakdown, review guesses as well as misses, and confirm improvement with fresh questions on another day.

What should I do after the result?

Open the explanation for every miss and guess, restate the rule, use the linked repair lesson, then continue with the next lesson: Use the complete retake recovery plan.

Is the assessment free?

Yes. This 10-question preview has no email gate, account requirement, or card. The complete assessment, saved mastery, spaced review, and adaptive recommendations are in Pass Georgia.