What is the exam-ready answer?
| Roadmap lesson | 113 of 500 |
|---|---|
| Official syllabus topic | Steering, Blockbusting, Redlining, and Disparate Treatment |
| Official PSI area | Practice of Real Estate |
| Published area weight | 12% of the 100-question national portion |
| Exam portion | National salesperson portion |
| Source edition | PSI Georgia Candidate Information Bulletin dated July 1, 2026 |
| Last verified | August 2, 2026 |
The Rule
PSI publishes the weight for the complete content area, not a fixed question count for this lesson. Learn the rule well enough to apply it when PSI changes names, numbers, or parties in a new scenario.
Complete lesson
Read each concept as part of one decision system. The exam often gives one accurate statement and three statements that belong to a nearby concept.
Steering
A housing professional cannot select neighborhoods for a person because of race, religion, national origin, familial status, disability, sex, or other protected status. Use the consumer's stated, lawful property criteria and neutral resources.
Blockbusting
A person cannot generate listings or sales by warning owners that protected-class entry will lower values, increase crime, or change the neighborhood.
Redlining
Lenders, insurers, appraisers, and housing providers cannot draw service boundaries or alter availability and terms based on protected demographics rather than legitimate risk factors.
Disparate treatment and impact
Disparate treatment is intentional different treatment. A facially neutral policy can also create unlawful discriminatory effects under the governing legal standard, even without explicit slurs.
Decision rule
Georgia-specific distinction
Worked example
Scenario. An agent removes homes from a buyer's search in neighborhoods where most residents have a different national origin, without asking the buyer.
Reason it through. The agent altered housing choices using a protected characteristic rather than the buyer's neutral criteria.
Answer. This is steering even if the agent claims benevolent intent.
Common exam traps
- Thinking good intent excuses steering
- Limiting redlining to literal maps
- Using school or crime talk as demographic code
- Applying unequal standards without documentation
Original practice questions with detailed explanations
These questions were written for instruction and mapped to the current outline. They are not copied from PSI or any live examination. Choose an answer before opening the explanation.
Question 1What is inducing owners to sell by predicting racial change?
- A. Blockbusting
- B. Steering
- C. Redlining
- D. Puffing
Show answer and explanation →
Answer: A. Blockbusting
Blockbusting uses fear of protected-class demographic change to induce housing transactions.
Question 2What is guiding a buyer away from an area because of religion?
- A. Steering
- B. Redlining
- C. Novation
- D. Subagency
Show answer and explanation →
Answer: A. Steering
Steering restricts a consumer's housing choice based on a protected characteristic.
Question 3Can identical written rules still be applied discriminatorily?
- A. Yes
- B. No
- C. Only by lenders
- D. Only in advertising
Show answer and explanation →
Answer: A. Yes
Unequal administration can constitute disparate treatment even when the printed policy is neutral.
Mastery tracking
Mark this lesson mastered only when every statement is true.
- State the direct answer and decision rule without notes.
- Explain every core concept in plain English.
- Solve the worked example after changing one important fact.
- Identify the Georgia distinction before reading answer choices.
- Answer all three questions correctly and reject every distractor.
- Repeat the topic in mixed practice on a later day.
Recommended next lesson
Continue with Fair Housing Advertising, ADA Access, Accommodation, and Modification. Continue to roadmap lesson 114 and build on this decision rule.
Return to the Practice of Real Estate hub to see every official branch and the complete lesson sequence for this content area.