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Real estate glossaryGeorgia-specific rule

Assessed value

Assessed value is the taxable value produced by applying the legal assessment ratio to fair market value before subtracting any exemption the problem or jurisdiction directs.

Exam area: Finance and Closing

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What does “assessed value” mean in real estate?

Assessed value is the taxable value produced by applying the legal assessment ratio to fair market value before subtracting any exemption the problem or jurisdiction directs.

How is “assessed value” different from the closest wrong answer?

Fair market value represents full value. Assessed value is the statutory tax base. Taxable assessed value may be lower after exemptions.

What is the Georgia-specific rule?

Georgia generally uses 40 percent of fair market value. A $300,000 fair market value therefore produces $120,000 assessed value before exemptions.

Worked exam example

Scenario

A home valued at $425,000 is assessed at $170,000 because $425,000 × 0.40 = $170,000.

What is the most common exam trap?

Trap correction

Do not subtract an exemption from fair market value unless the problem or governing rule specifically instructs that order.

Original exam check

Apply the definition

A home's fair market value is $350,000. The problem says to apply Georgia's 40 percent assessment ratio first and then subtract a $2,000 exemption. What is the taxable assessed value?

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Continue with Finance and Closing complete lesson. It places this term inside the full rule, worked examples, exam traps, and mixed practice required for mastery.