PASS GEORGIA
REAL ESTATE EXAM PREPGEORGIA REAL ESTATE EXAM GLOSSARY
Disparate treatment is intentional discrimination in which similarly situated people receive different housing or credit treatment because of a protected characteristic.
Practice of Real Estate
Fair housing
Define, distinguish, apply, retrieve
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PASS GEORGIA
REAL ESTATE EXAM PREPGEORGIA REAL ESTATE EXAM
GLOSSARY TERM GUIDEBuild the complete exam definition
Learn the rule, separate it from the nearest distractor, then apply it to a Georgia fact pattern.
What does Disparate treatment mean?
Disparate treatment is intentional discrimination in which similarly situated people receive different housing or credit treatment because of a protected characteristic.
How do you separate the nearest exam answer?
Disparate treatment focuses on intentional differential treatment. Disparate impact examines a facially neutral policy that causes an unjustified discriminatory effect.
What changes or stays the same in Georgia?
The federal standard applies in Georgia. Direct statements can prove intent, but inconsistent procedures, exceptions, and comparative evidence may also reveal it.
A manager tells one qualified applicant that no units are available while offering the same available unit to a similarly qualified applicant of another race.
A written neutral policy does not defeat a claim if the provider applies it differently based on protected class.
PASS GEORGIA
REAL ESTATE EXAM PREPGEORGIA REAL ESTATE EXAM
GLOSSARY TERM GUIDERetrieve the rule under exam conditions
Answer before reading the explanation. Then explain why every distractor belongs to a different term.
A complex has a written policy requiring a 650 credit score. The manager waives it for white applicants who score 620 but enforces it strictly against Hispanic applicants with the same scores. Which theory fits best?
- A
Disparate treatment, since the rule is applied unequally
- B
Disparate impact, since the written rule itself is neutral
- C
No violation, since the written policy is race-neutral
- D
Redlining, since the rule is tied to credit history
Disparate treatment is intentional different treatment of similarly situated people because of a protected characteristic. Waiving the rule for one group and enforcing it against another is exactly that, whatever the written policy says. Disparate impact applies when a neutral rule, applied evenly, still causes an unjustified discriminatory effect.
Mark each box only when you can perform the skill without looking.
I can define the term in one precise sentence.
I can separate it from the closest look-alike.
I can explain the Georgia rule or confirm that the national rule applies.
I can answer the practice check and explain every option.
PASS GEORGIA
REAL ESTATE EXAM PREPGEORGIA REAL ESTATE EXAM
GLOSSARY TERM GUIDEConnect the term to the wider exam
Use these relationships to move from isolated recall to a connected exam model.
Practice of Real Estate complete lesson
https://www.passgeorgiarealestate.com/study-guide/practice-of-real-estate/prohibited-fair-housing-conduct
Official exam administration and content-outline source.
https://test-takers.psiexams.com/api/content/bulletin/4672Federal source for protected classes, prohibited conduct, accommodations, and modifications.
https://www.hud.gov/helping-americans/fair-housing-act-overviewCurrent federal ECOA regulation. Its July 2026 amendments remove disparate-impact liability under ECOA, so Fair Housing Act analysis must remain separate.
https://www.consumerfinance.gov/rules-policy/regulations/1002/