PASS GEORGIA
REAL ESTATE EXAM PREPGEORGIA REAL ESTATE EXAM GLOSSARY
Insurable title
Insurable title is title a title insurer is willing to cover under a policy, subject to the policy's terms, exclusions, exceptions, limits, and premium.
Transfer of Title
Title and notice
Define, distinguish, apply, retrieve
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PASS GEORGIA
REAL ESTATE EXAM PREPGEORGIA REAL ESTATE EXAM
GLOSSARY TERM GUIDEBuild the complete exam definition
Learn the rule, separate it from the nearest distractor, then apply it to a Georgia fact pattern.
What does Insurable title mean?
Insurable title is title a title insurer is willing to cover under a policy, subject to the policy's terms, exclusions, exceptions, limits, and premium.
How do you separate the nearest exam answer?
Insurable asks whether an insurer will accept specified risk. Marketable asks whether title is reasonably free from serious doubt and litigation risk.
What changes or stays the same in Georgia?
A Georgia closing may use title insurance to protect owner or lender interests, but the policy does not repair every defect or replace the deed's title covenants.
An insurer issues a policy while expressly excepting a recorded easement. The title is insurable on those terms even though the exception remains.
Covered and clear are not synonyms. Read the policy exceptions.
Memory cue: Covered and clear are not synonyms.PASS GEORGIA
REAL ESTATE EXAM PREPGEORGIA REAL ESTATE EXAM
GLOSSARY TERM GUIDERetrieve the rule under exam conditions
Answer before reading the explanation. Then explain why every distractor belongs to a different term.
Which statement correctly explains Insurable title?
- A
Insurable title is title a title insurer is willing to cover under a policy, subject to the policy's terms, exclusions, exceptions, limits, and premium.
- B
Marketable title is title reasonably free from substantial doubt, material defects, and probable litigation, such that a prudent purchaser would accept it under the contract.
- C
Title insurance is an indemnity contract protecting an owner or lender against covered loss from specified title defects that exist as of the policy date, subject to exclusions, exceptions, limits, and conditions.
- D
A general warranty deed conveys the grantor's interest with broad title covenants protecting the grantee against covered title defects arising both during and before the grantor's ownership.
Insurable title is correct. Insurable title is title a title insurer is willing to cover under a policy, subject to the policy's terms, exclusions, exceptions, limits, and premium. Insurable asks whether an insurer will accept specified risk. Marketable asks whether title is reasonably free from serious doubt and litigation risk. A Georgia closing may use title insurance to protect owner or lender interests, but the policy does not repair every defect or replace the deed's title covenants.
Mark each box only when you can perform the skill without looking.
I can define the term in one precise sentence.
I can separate it from the closest look-alike.
I can explain the Georgia rule or confirm that the national rule applies.
I can answer the practice check and explain every option.
PASS GEORGIA
REAL ESTATE EXAM PREPGEORGIA REAL ESTATE EXAM
GLOSSARY TERM GUIDEConnect the term to the wider exam
Use these relationships to move from isolated recall to a connected exam model.
Transfer of Title complete lesson
https://www.passgeorgiarealestate.com/study-guide/transfer-of-title/title-quality
Official exam administration and content-outline source.
https://test-takers.psiexams.com/api/content/bulletin/4672Georgia authority on lawyer-supervised real estate closings.
https://www.gabar.org/handbook?rule=part46